Malcolm Johnson Email & Phone Number

Kansas City, Missouri, United States

-Responsible for oversight of the Supervision & Regulation Management Division’s Fair Lending, UDAP, and Consumer Complaints areas. -Serve as the co-manager of the department’s Fintech program, including shared oversight of Fintech activities that have implications from a consumer protection perspective. Represent the department in broader Division Fintech.

Kansas City, Missouri, United States

-Responsible for oversight of the Supervision & Regulation Management Division’s Fair Lending, UDAP, and Consumer Complaints areas. -Serve as the business line manager for the Federal Reserve System’s Federal Reserve Consumer Help (FRCH) center.-Supervise, coach, and develop a team of bank examiners tasked with examining our 10th District state-member banks.

Kansas City, Missouri Area

• As an examiner in the Examinations & Inspections department, my responsibilities included:
• Examining Federal Reserve state-member banks to determine compliance with applicable laws, rules and regulations
• Analyzing the financial condition of banks including the analysis of lending, investment and deposit portfolios
• Performing trend and ratio analysis
• Routinely serving as Asset Manager (AM) for banks of various asset sizes and lead teams of approximately 2-10 examiners
• Evaluating internal controls and operational structure

Kansas City, Missouri Area

• Upon the completion of a comprehensive proficiency examination, I was promoted to a commissioned examiner with the Federal Reserve Bank of Kansas City effective April 2018. In the Consumer Affairs department, my.
• Leading examinations and assessing compliance with consumer protection laws and regulations, including fair lending laws and regulations, rules regarding unfair or deceptive acts or practices and the Community.
• Assessing management performance and the effectiveness of compliance risk management practices.
• Determining the effectiveness of an institution’s control environment, including internal audit and other related activities.
• Developing risk assessments detailing the compliance risks of an institution or portfolio of institutions.
• Monitoring the performance and risks for an institution or portfolio of institutions on an ongoing basis.

Kansas City, Missouri Area

Kansas City, Missouri Area

• As an examiner in the Missouri Division of Finance, my responsibilities included:
• Examining state-chartered banks to determine compliance with applicable laws, rules and regulations
• Analyzing the financial condition of banks including the analysis of lending, investment and deposit portfolios
• Performing trend and ratio analysis
• Routinely serving as Examiner-in-Charge (EIC) and Operations Manager (OM) for banks of various asset sizes and lead teams of approximately 2-10 examiners
• Evaluating internal controls and operational structure

Kansas City, Missouri Area

-Train and supervise Accounting Assistant-Compile data and analysis reports for examiners and audit fieldwork-Prepare various regulatory reports-Oversee all 1099 generation, processing, maintenance for accuracy-Maintain all fixed asset modules and control account-Assist Accounting Manager with completion of NCUA 5300 (Call Report)

Kansas City, Missouri Area

• Provide professional and timely assistance to internal and external members
• Suggest and implement interdepartmental processing and procedural improvements
• Oversee accounts payable functions and disbursements
• Maintain cash balances at all correspondent accounts to meet daily requirements
• Maintain all investment portfolio ledgers
• Maintain fixed asset modules and control account (including FAS91)

Kansas City, Missouri Area

• Reconciled various general ledgers
• Prepared reports for CFO/CEO pertaining to corporate balances, total member shares, and total loans daily
• Submitted Account Dormancy Escheats to appropriate Unclaimed Property Divisions
• Maintained the company's accounts payable/accounts receivable
• Prepared and submitted institutions currency orders for nine branch locations
• Provided timely and professional assistance to internal/external team members

Kansas City, Missouri Area

• Maintained cash drawer up to $10K
• Provided excellent customer service
• Worked as a backup to Lead Member Service Representative, responsible for closing branch
• Balanced coin and cash vaults

Mba, Accounting

Consumer Compliance Regulation

Through the Federal Reserve System’s Consumer Compliance Examiner Commissioning Program (CC ECP). Progressive regulatory examination.

Safety & Soundness Bank Regulation

Through the Federal Deposit Insurance Corporation (FDIC). Progressive regulatory examination courses focusing on banking institutions'.

Bsba, Accounting

Activities and Societies: DeVry 2009 Alumni Speaker

Diploma, General Studies

Activities and Societies: National Honor Society

General

Activities and Societies: Wrestling, Tennis, Student Congress (served as Vice President - Freshman Class, and President - Sophomore Class)