With over 20 years experience in the Wealth Management industry, Malcolm's financial planning expertise lies in providing high level structuring and strategic advice to his valued clients. He is currently a member of Centric Wealth's Portfolio Construction Committee, contributing to the team's innovative work on market valuation and real world risk management. Prior to Centric Wealth, Malcolm was a financial adviser with a chartered Accountancy practice offering financial planning services under its own Australian Financial Services Licence.Prior to joining the Financial Planning industry in 1999, he was a member of the Senior Management team for the Private Client divisions of Merrill Lynch Australia. This included Due Dilligence for major acquisitions and chairing international operating committees.