Experienced Senior Manager | Strategic Leader in Banking & Card Operations | Expertise in Financial Planning, Compliance, and Process OptimizationWith over a 12+ years of progressive experience in business operations and marketing within the banking and financial services industry, I bring a robust blend of strategic insight and hands-on expertise in financial planning, credit and debit card operations, and compliance. Currently, as a Senior Manager at JCB Cards International Pvt Ltd, I lead initiatives that drive top-line growth, improve operational efficiency, and strengthen compliance frameworks.Throughout my career, I have consistently leveraged data-driven insights to shape policies, guide product development, and streamline complex processes. My expertise spans credit and debit card issuance, settlement, and reconciliation across major payment networks like Visa, MasterCard, and NPCI. By collaborating effectively with cross-functional teams and key stakeholders, I've successfully overseen programs that ensure regulatory adherence and operational integrity, thus mitigating risks and supporting sustainable growth.Core Strengths and Specialties:1) Strategic Planning & Business Compliance2) Financial Analysis & Budgeting3) Stakeholder Management & Collaboration4) Process Improvement & Automation5) Credit/Debit Card Operations & Reconciliation6) Regulatory Compliance & Risk MitigationI thrive on challenges, excel in cross-functional collaboration, and am passionate about delivering results. Let us connect and explore synergies!