 Handling Loan Files of Corporate, Personal & Commercial.(LAP & Automobile) Monitored all credit requests and approved and disapproved it after analyzing it. Evaluated loan structures and ensured credit standards according to company goals and policies. Exceptional ability to maintain good relations with both internal and external customers. Handel FI team and also FI agency (Onicra). Analyze all risk of credit on the basis of FI report, cibil score and other thing. Sometime visiting the Business or Work Place of Client for Authentication. Telephonic conversion with applicant for preliminary inquiry about file.

 Managing Coordination with Credit Manager & Clients. Visiting the Business or Work Place of Client for Authentication. Authentication of Financial Information like Sales Register, Stock, Creditors,  Debtors, Ageing Analysis & Profit Margin at work place of Client. Analyzing the Operational Cost, Fixed & Semi Variable Cost of Applicant. Direct Questioning with Client. Analyzing the Behavior & Expression of Client during Direct Questioning. Analyzing & Verification of Financial Information provided by Client. Variance Analysis Report of Client’s Loan File. Final Reports of Loan File.