RKVY RAFTAAR Project Spearheading overall operation for implementation of RKVY-RAFTAAR Project supported by MOA&FW, GOI Leading a team of 25 members. Responsible for process designing, programme execution from end to end. Responsible for implementation of project in regional centres in 5 states viz, Bihar, Orissa, Jharkhand, West Bengal and Rajasthan. Responsible for due diligence, monitoring and supervision of project in various partner institution. Responsible for doing consultancy projects from various states. Consulting Projects-1. “Development of Standard Scientific Supply chain Management of Tripura Horticultural Produces for Horticultural Department, Govt. of Tripura2. “Ease of Doing Agricultural Marketing”, a training programme conducted for Officials of Agricultural Marketing Department, Govt. of Andhra Pradesh 3. “Providing Agricultural Market Intelligence and intervention strategies in Andhra Pradesh” for Agricultural Marketing Department, Govt. of Andhra Pradesh.4. Paid consultancy for training of officials of Rajasthan State Agricultural Marketing Deptt, Govt of Rajasthan.5. Heading RKVY project for promotion of Startups in the field of Agricultural Marketing, Supply chain, FPO linkage, Contract farming , agri warehousing, Assaying and other related field.Workshop and Conferences-1. Played a crucial role to MOA&FW in organizing National Consultative Workshop on “Strengthening Agri- Logistics in e- National Agriculture Market (e-NAM)”2. Played a crucial role in organizing International e-Conference on “Market Led Extension Management: Focus on COVID-19Highlights: Awarded as “Smart Incubator of the Year” in Gold category by India Smart Grid Forum (ISGF) Begged Best Incubation Centre Award by MIT World Peace University, Pune Awarded Certificate of Appreciation for performance by Director General, CCSNIAM. Acknowledged as best performer by nodal division of ministry in annual evaluation workshop.

Spearheading overall P&L, business dynamics and strategies to run the business smoothly. To develop strategy, lead and manage the whole business operations, in order to achieve bottom line as per the strategic directions of the company Responsible for actively monitoring the market and exchange to identify the spread and hedging opportunities in different commodities Procurement of commodities from physical market with the help of team and taking hedging positions on exchange. Actively monitor commodity price trends to spot the opportunities Steering hedging strategies and trading decisions on the basis of fundamental and technical factors Executing physical trading of agricultural products Building strong relationships with producers and customers Performing procurement from agri market in a cost-effective manner Mentoring a team of field staff, accounts and operations Identifying the potential customers for extending finance against commodity with the help of team Checking the credit worthiness of customers for extending credit lines against commodity Ensuring all activities of disbursement and supervision of cases for irregularities Driving logistics operations encompassing new route identification, fleet management and negotiation with freight forwarders for timely delivery of the materials required Collaborating with other departments to integrate logistics with business systems or processes, such as customer sales, order management, accounting, etc; analyzing the financial impact of proposed logistics changes such as routing, shipping modes, product volumes, mixes and carriers Driving (inbound & outbound) logistics operations encompassing new route identification, fleet management and negotiation with freight forwarders for timely delivery of the materials required

 New Customer acquisition with a ticket size of 20.0 mn to 450.0 mn. Business sourcing through own sources, Channels and branch. End to end ownership of the case viz sourcing to disbursement. Complete ownership of the relationship post disbursement. Monitoring of the client’s account for any irregularities and resolution of the same. Identifying the various needs of the customer and providing solutions like enhancement, TOD, etc.  Cross sell to these clients.

SME - WORKING CAPITAL FINANCE - EAST and CENTRAL RAJASTHAN To achieve the defined income and sales target with the help of sales team and channel partners. Management, training and handling of sales team for generating business New Customer acquisition, area mapping, identification of new potential area and business segments. Market penetration and business development in those potential areas with the help of sales team. Ensuring the business development by end to end involvement in the process of sourcing to disbursement of cases Ensuring no irregularities in client’s account in the area Cross sell of liability products viz CA, SA, Insurance, TRCA, etc.WAREHOUSE RECEIPT FINANCE (WRF)- EAST and CENTRAL RAJASTHAN To achieve the defined income and sales target with the help of sales team and channel partners. Management, training and handling of sales team and in turn Channel partners for generating business. Mapping of the potential area and identifying the key borrowers in those areas. Identification of the key warehouses suitable for funding and empanelling them with the help of team. Ensuring the quality business through proper monitoring of margin calls and overdues and resolution of the same. Coordination with CCMG for the disbursement of the case.MAJOR ACHIEVEMENTS Grade promotion in FY 09-10 Listed among TOP 3 ASM PAN India in FY 08-09 BOND 001 (Certificate of Excellence) for FY 08-09 in Bond Contest. Zero irregularities and NPA area. Launching of JET OD product by disbursing first case PAN India. Rajasthan was selected as a location for product launch on account of highest disbursements.

MICROFINANCE-  Identification of potential organizations and developing them into Micro finance Institutions (MFIs). Management of MFI relationship.  Identifying gaps in MFIs and bridging the gaps. Taking care of credit, compliance and audit issues connected with MFIs. Monitoring of end use and recovery of dues and targeting zero overdue.  Facilitating enrollment and account boarding using FINO platform. LOAN AGAINST GOLD ORNAMENTS (New Product launch)  Identification of potential markets and launching the product in first phase in the key Locations. Market penetration and business Development Identification of the Appraisers and DSAs in the proposed locations. Promotional activities for marketing the product in these locations. Building up a Quality Portfolio.MAJOR ACHIEVEMENTS Created a portfolio of 80 Millions from 5.0 Millions by appointing new MFIs and capacity building and hand holding of existing ones. Set up first Business Correspondent in Rajasthan.

WORKING CAPITAL FINANCE (SME) - NORTH RAJASTHAN To achieve the defined income and sales target with the help of sales team and channel partners. Management, training and handling of sales team for generating business New Customer acquisition, area mapping, identification of new potential area and business segments. Market penetration and business development in those potential areas with the help of sales team. Ensuring the business development by end to end involvement in the process of sourcing to disbursement of cases Ensuring no irregularities in client’s account in the area Cross sell of liability products viz CA, SA, Insurance, TRCA, etc.WAREHOUSE RECEIPT FINANCE (WRF)- NORTH RAJASTHAN To achieve the defined income and sales target with the help of team and channel partners. Identifying and appointment of the M&C (Channel Parnter) and limit set up. Ensuring the business through M&C and utilization of M&C limit Training of channel partners for generating business Relationship Management and monitoring of the client’s account. Ensuring Quality Business by keeping M&Cs Accounts unfreeze, nullifying Overdues, Margin calls, Ensuring timely renewal of insurance of Stock and conducting audit of stock. Handling Customer Grievances and working towards customer satisfaction.MAJOR ACHIEVEMENTS Zero Irregularities and Nil NPA. Nominated for RMAG Hawkeye Award from Bikaner Cluster in Go down audit. ‘Fastest Finger first’ award for regularization of Potential NPA cases