Manu Vatayan Email & Phone Number

Mumbai, Mh, In

Mumbai, Maharashtra, India

> Leading the development and management of Financial Inclusion products (Microfinance) within the credit bureau ecosystem, focusing on expanding access to credit for underserved segments while directly providing solutions to the Credit Institutions.> Engaging with customers and partners to understand business needs and opportunities> Defining different customer scenarios as per the requirements > Communicating feature requirements and feature progress>… Show more > Leading the development and management of Financial Inclusion products (Microfinance) within the credit bureau ecosystem, focusing on expanding access to credit for underserved segments while directly providing solutions to the Credit Institutions.> Engaging with customers and partners to understand business needs and opportunities> Defining different customer scenarios as per the requirements > Communicating feature requirements and feature progress> Specifying, owning, and growing product features through the whole product lifecycle> Work with marketing/PR teams and presenting occasionally at conferences> Developed the Industry insights for Microfinance for the first time in TU leveraging our data analytics.> Collaborated to finalise and market the CIBIL Microfinance Score> GoToMarket Strategy for various products under Microfinance> Created the market sizing,Batch PR, Bulk reports for delivery.> Collaborating with stakeholders across departments, including technology, compliance, and marketing, to define product requirements and ensure alignment with company goals.> Conducting market research and analysis to identify customer needs, market trends, and competitive landscape, informing product strategy and roadmap prioritization.> Driving product development initiatives from ideation to launch, managing timelines, budgets, and resources to deliver high-quality solutions on schedule.> Implementing product performance monitoring and optimization strategies, utilizing data analytics and user feedback to drive continuous improvement and achieve key performance indicators (KPIs).> Develop and deliver product training materials and presentations for internal teams and external partners to promote product awareness and adoption. Show less

Mumbai, Maharashtra, India

Formulation / Renewal of credit policies / lending parameters for the Mortgage business, to comply with guidelines (both internal & external) and to serve the twin objectives of meeting business requirements and minimizing credit risk.Overall management of the Credit Risk policy and responsible for managing overall credit health of theportfolio including acceptable delinquency indicators, bounce metrics & loss rates.Identification and management of high-risk accounts through… Show more Formulation / Renewal of credit policies / lending parameters for the Mortgage business, to comply with guidelines (both internal & external) and to serve the twin objectives of meeting business requirements and minimizing credit risk.Overall management of the Credit Risk policy and responsible for managing overall credit health of theportfolio including acceptable delinquency indicators, bounce metrics & loss rates.Identification and management of high-risk accounts through internal scrub/ Posidex/CIBIL scrub etc., toensure that loan losses are minimal and maintained within budgets.Pro-active engagement with business for AOP initiatives to partner the development, execution &implementation plans.Qualitative objective information and identification of industry and location level opportunities, headwinds and tailwinds through regular customer visits. Show less

Mumbai Area, India

Mumbai Area, India

Identification of Early warning Risk Indicators through monitoring Triggers and Periodic review of Portfolio at various parameters.Ensuring that the corrective plans results in maintaining Net Credit Losses within the budgeted level.Timely revert on Out of Policy deviations raised to the Policy Unit by Pan India Sales and Credit. Ensuring adherence to the Policy/ Procedures by the Line Credit Function.Detailed plan management and ability to identify and escalate project risks /… Show more Identification of Early warning Risk Indicators through monitoring Triggers and Periodic review of Portfolio at various parameters.Ensuring that the corrective plans results in maintaining Net Credit Losses within the budgeted level.Timely revert on Out of Policy deviations raised to the Policy Unit by Pan India Sales and Credit. Ensuring adherence to the Policy/ Procedures by the Line Credit Function.Detailed plan management and ability to identify and escalate project risks / issues timely to ensure maximum business benefits are achieved Designed and managed centralized processes (across multiple channels and setups) that enable the organisation to deliver best-in-class marketing campaigns with adherence to compliance and regulatory requirement while setting up campaigns using SAS tool. Automation of various MIS's using R and SAS.Designing of various new MIS using Tableau.Ensuring proper tracking and reporting of requests, issues, and follow ups for the same.Reporting and Analysis to stakeholders on campaign trends and progress. Show less

Anand

Developing an android application to track the cost of milk production.• Conceptualised the framework which extracted minimum inputs from the farmers and then display it.• Collected data on various parameters such as fodder, veterinary, salary to labour, equipments cost etc.• Conducted a pilot test of the application across 3 villages in Kheda District, Gujarat.• Implemented by GCMMF for demand forecasting of the cattle feed and other policy decisions.

Ladakh

Worked as an Intern for a project to study the functioning and assessing the impact of various interventions under Farm Based Livelihoods Project in Leh.The project presents the findings of the impact assessment of the Project undertaken by Tata Education Trust (TET), Mumbai during 2013- 15. The project covered people from three different villages namely Kharu, Chemrey- Dho and Egu of Ladakh district.The aim of this study was to record data and an… Show more Worked as an Intern for a project to study the functioning and assessing the impact of various interventions under Farm Based Livelihoods Project in Leh.The project presents the findings of the impact assessment of the Project undertaken by Tata Education Trust (TET), Mumbai during 2013- 15. The project covered people from three different villages namely Kharu, Chemrey- Dho and Egu of Ladakh district.The aim of this study was to record data and an analyse the changes in the net income, productivity, adoption of improved practices and social benefits of the assistance to the beneficiaries provided under the development initiative. TET initiated many projects under which the study has been done on the training provided on potato crop improvement, construction and usage of greenhouses and trenches, construction of artificial glacier and building up of vegetable storage cellar. Show less

Mysore | Pune

• Quality Assurance – Performed test execution, reporting & retesting of defects once it was fixed. • Designed test cases, test plan & test strategy for health based insurance system. • Innovated a system which reduced the page load time by 45% in VM Ware. • Leadership Engagement – Mentored 3 new team members with technical knowledge• Created Low & High-level design documents for identifying all elements of deliverable software.

Master Of Business Administration (Mba), Rural Management

Activities and Societies: Managed media relations for B-School Fest, Udaan2015. Elected Media Rep., Managed the Photography club of IRMA..

Bachelor'S Degree, Information Technology, 8.11

Delivered a poster on "Removal of Space debris" in international conference of SEDS 2007.

High School, Science