Praditi Bhatt Email & Phone Number

Gurugram, Hr, In

Mumbai, Maharashtra, India

Role involves driving Digital Initiatives for the Unit1. Spearheaded project on Digital rule based Fraud Risk Due Diligence suite for profiling, identity and employment validations for Personal Loan products.Impact: Productivity optimization by 20% and Sampling Efficiency increased by 15%2. Accelerated project on Digital integration of Fraud Risk Workflow with Regulatory systemImpact: 11.43 crs portfolio flagged on watchlist, 3.88 crs portfolio identified as fraudulent3. Designed a risk assessment model for rule based Staight Through Process for Retail Products

Mumbai Area, India

Role involves Risk Management and Portfolio Analytics 1. Evaluation of Policies in line with Regulatory Guidelines and building strong controls to mitigate Fraud Risk.2. Monitoring of Portfolio Delinquencies and fraud exposures at micro level and identification of segments, locations and profiles with high Hit Ratio.3. Facilitating implementation of technological interventions like scorecards, data models, dashboards, digital journeys and automation to streamline processes.

Mumbai, Maharashtra, India

Role involved Credit Appraisal and Loan Review & Monitoring of Large and Medium Corporates• Successfully conducted Credit Appraisal for Working Capital Finance for a Medium Enterprise Corporate with turnover 600 crs.• Handled a proposal with ticket size of more than Rs 2000 crs along with preparation of Detailed Project Report• Studied & Shortlisted Borrowers on the basis of business model and process flow for Working Capital and Project Finance and presented the and presented the same to Top Management.

Product And Growth, Product Management

GrowthX is a Product and Growth program Acquisition: Decision framework and deep dive into four major acquisition channels viz organic.

Pgdm(B&Fs), Banking And Finance

Bachelor Of Technology, Electronics And Communication