Collection Specialist (Bilingual)
Current- Mitigate loss on high balance accounts and avoid charge offs by repossessing collateral.
- Utilized internal search applications to locate and recover collateral before loan charge off or lien sale.
- Deescalated calls by negotiating repayment options, loan modifications, or refinancing options.
- Manage a team of 3-6 mid collectors and conduct 1 on 1 monthly meetings analyzing metrics/callquality.
- Maintained a monthly charge off budget under 220k for fiscal year 2023.