MARC CRAM:I have spent the last 30 years building businesses, helping people manage their resources and protect their assets. I love networking and connecting people to ideas and professionals that can help them reach their goals and dreams. My satisfaction is in developing plans and implementing those plans as well as developing lasting relationships with my clients and networking partners.I am an avid gardener and love to cook with my bounty and herbs I grow. When I am not in the garden you might find me on the golf course or being with friends and my partner in life, Sandy Nelson-Cram.I spent 20 years as a Certified Financial Planner and insurance professional before I sold that business to move into internet marketing where I gained confidence in using the internet to grow businesses by building websites and creating content including videos. I have now married my two previous careers into a new business paradigm using technology to leverage my customer reach.I use technology and people skills to help seniors and those approaching retirement to find safe secure instruments that will create income they can't outlive. As a Certified Social Security Claiming Strategist I can help you determine the best way to take Social Security as well as how to use it to maximize your retirement income.My education, experience and connections in the financial planning arena allow me to help you make the most of your current or future retirement goals and your estate planning needs.You may purchase my "Life Insurance Buyers Guide at Amazon: http://amzn.to/1LiKwi8