Marcela Ramirez

Marcela Ramirez Email and Phone Number

Vice President, Global Consumer Solutions @ Mastercard
New York, NY, US
Marcela Ramirez's Location
New York City Metropolitan Area, United States, United States
Marcela Ramirez's Contact Details

Marcela Ramirez work email

Marcela Ramirez personal email

About Marcela Ramirez

I am proven strategic leader with track record building and leading effective cross-functional, multi-site and multi-business teams, driving change initiatives and implementing business plans. I have been recognized as an innovative thinker, creative problem-solver and thoughtful advisor with sound business judgment. I develop relationships and service institutional and consumer customers, internal clients and business partners, both domestically and internationally. I am highly motivated individual and a fast, enthusiastic and long-life versatile learner who strives for continuous improvement.Experience in:Global Payments | Digital & Mobile Banking | Client Experience | Financial InclusionGovernance Regulatory Compliance | Risk and Controls | Strategic Planning & Implementation Product Innovation & Management | Cross-Border Leadership Performance & Executive Coaching | MentoringI volunteer teaching Hispanics, coaching and mentoring women and youth, and developing financial education curriculum.

Marcela Ramirez's Current Company Details
Mastercard

Mastercard

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Vice President, Global Consumer Solutions
New York, NY, US
Website:
mastercard.com
Employees:
42669
Company phone:
1800 689 562
Marcela Ramirez Work Experience Details
  • Mastercard
    Vice President, Global Consumer Solutions
    Mastercard
    New York, Ny, Us
  • Mastercard
    Vp Sustainable And Inclusive Products, Global Core Payments
    Mastercard Jun 2022 - Present
    Purchase, Ny, Us
    Drive commercially viable and economically sustainable environmentally focused products and financial inclusion solutions, contributing to Mastercard's ESG business commitments.
  • Mastercard
    Vp Financial Inclusion, New Consumers
    Mastercard Jan 2020 - Jun 2022
    Purchase, Ny, Us
    Drive global strategy and performance tracking of Mastercard's Financial Inclusion commitment to connect 1 billion individuals into the digital economy by 2025.
  • Paypal
    Regulatory Product Strategy & Oversight
    Paypal 2019 - 2019
    San Jose, Ca, Us
    Drove product strategy and oversight, regulatory changes, risk and controls, and program governance.
  • Dixon Hughes Goodman Llp
    Risk & Regulatory Advisory
    Dixon Hughes Goodman Llp 2017 - 2019
    Charlotte, Nc, Us
    Advised clients in the financial services industry on regulatory, governance, risk and compliance initiatives. Developed and coached high-performance individuals and teams throughout the organization and during specific client engagements.
  • Consulting & Coaching
    Global Advisor & Business Coach
    Consulting & Coaching 2016 - 2019
    Executive Coach with direct expertise in building productive relationships with executive teams, peers and support staff, increasing organizational effectiveness and personal development. Recognized relationship manager servicing institutional and commercial clients in the profit and not-for-profit arenas, both domestically in the U.S. and internationally in LATAM.Executive Coach
  • Citi
    Senior Group Manager, Inclusive Finance
    Citi 2014 - 2016
    New York, New York, Us
    Developed and implemented financial inclusion products for unbanked and under-served in the U.S. Analyzed policy and reviewed with policy makers. Managed relationships with not-for-profits, community-based organizations and municipalities with financial empowerment and diversity programs across the U.S.Implemented digital bank as alternative channel for product and program delivery, enhancing accessibility of target population while reducing operating costs.Designed and presented materials for product governance, business practices and compliance committees’ review and sign-off of products and programs in portfolio.Recommended internal policy changes, resulting in product benefits for financial inclusion.
  • Citi
    Head Of Payments
    Citi 2010 - 2014
    New York, New York, Us
    Managed debit and prepaid cards and funds transfer products. Directed product innovation and regulation implementation. Developed marketing campaigns, training programs and sales aids.Oversaw regulatory compliance, anti-money laundering, risk controls and governance for payment products across all channels.Secured management approval for innovation of digital wallets and led launch-to-market new digital products. Drove product maximization, pricing optimization and process improvements and risk controls, leading client experience and online and mobile initiatives across business units.Led EMV chip initiative for debit cards, complying with network mandates and international industry standards.Implemented Dodd-Frank 1073 regulatory requirements for international funds transfers and Court ruling impacts on Durbin for debit cards, ensuring continuity of business while complying with federal regulations.
  • Citi
    Svp And Director Funds Transfers
    Citi 2008 - 2010
    New York, New York, Us
    Managed product suite driving profit and loss, defined operational procedures and internal policy anticipating business issues, oversaw fraud impact, directed technology development and communicated with internal and external stakeholders.Managed funds transfer products, domestic and international, reaching all client segments with an omni-channel distribution.Coordinated development of marketing materials, training programs and sales aids.Partnered with diverse Citigroup businesses, international subsidiaries and institutional business clients, developing comprehensive strategy for managed products, creating international programs to market and serve customers with global needs for all client segments.Oversaw and executed integrated national, regional and local marketing campaigns. Managed marketing budget for product positioning and customer acquisition and retention.
  • Citi
    Vp Transfer Business
    Citi 2005 - 2008
    New York, New York, Us
    Innovated real-time transfer products and tapped into new markets both domestically and internationally.Developed XB Remittances business for retail bank with innovative technologies targeting an untapped market segment.Created new transfer products and implemented strategic alliances in international payments industry by expanding to 20+ countries.Launched product-bundles and executed integrated bi-national marketing campaigns, reaching thousands of individuals and multiple foreign financial institutions.
  • Banamex
    Product And Project Manager, Hispanic Markets
    Banamex 2001 - 2005
    Mexico, Df, Mx
    Designed, developed and launched payment products serving customer’s bi-national needs.Participated in strategic alliances with money transfer operators and foreign banks.Developed transfer products to capture the 'remittances' money flows to Mexico into the banking system.Contributed to implementation of strategic plans, tapping into Hispanic market, a business opportunity resulting from merger with Citibank.

Marcela Ramirez Skills

Banking Financial Analysis Corporate Finance Financial Modeling Retail Banking Credit Analysis Commercial Banking Product Development Product Management Product Marketing Strategic Planning New Business Development International Business Development Business Relationship Management Program Management Management Strategy Portfolio Management Financial Services Analytics Risk Management Finance Business Strategy Management Consulting Segmentation Relationship Management Business Development Executive Management Business Planning Economic Research Business Analysis Cross Functional Team Leadership Payments Competitive Analysis Integrated Marketing Strategic Partnerships Operations Management Economics Emerging Markets Market Analysis Analytical Skills Community Engagement Training And Development Business Acumen Lean Six Sigma Process Control Policy Analysis Cross Cultural Teams

Marcela Ramirez Education Details

  • Nyu Stern School Of Business
    Nyu Stern School Of Business
    Mba
  • Instituto Tecnológico Autónomo De México
    Instituto Tecnológico Autónomo De México
    Bachelor'S Degree

Frequently Asked Questions about Marcela Ramirez

What company does Marcela Ramirez work for?

Marcela Ramirez works for Mastercard

What is Marcela Ramirez's role at the current company?

Marcela Ramirez's current role is Vice President, Global Consumer Solutions.

What is Marcela Ramirez's email address?

Marcela Ramirez's email address is ma****@****llp.com

What schools did Marcela Ramirez attend?

Marcela Ramirez attended Nyu Stern School Of Business, Instituto Tecnológico Autónomo De México.

What skills is Marcela Ramirez known for?

Marcela Ramirez has skills like Banking, Financial Analysis, Corporate Finance, Financial Modeling, Retail Banking, Credit Analysis, Commercial Banking, Product Development, Product Management, Product Marketing, Strategic Planning, New Business Development.

Who are Marcela Ramirez's colleagues?

Marcela Ramirez's colleagues are Tiji Sara Abraham, Harshad Agrawal, Produtora Lúcia Music, Hazel Wang, Ben Ernst, Rushikesh Rohokale, Archita Srivastava.

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