Marcelo Toledo
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Marcelo Toledo Email & Phone Number

Head of Product, Banking as a Service (BaaS) at Itaú Unibanco
Location: São Paulo, São Paulo, Brazil 15 work roles 3 schools
1 work email found @itau.com.br LinkedIn matched
✓ Verified Jun 2026 4 data sources Profile completeness 100%

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Work email m****@itau.com.br
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Current company
Role
Head of Product, Banking as a Service (BaaS)
Location
São Paulo, São Paulo, Brazil
Company size

Who is Marcelo Toledo? Overview

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Quick answer

Marcelo Toledo is listed as Head of Product, Banking as a Service (BaaS) at Itaú Unibanco, a company with 674 employees, based in São Paulo, São Paulo, Brazil. AeroLeads shows a work email signal at itau.com.br and a matched LinkedIn profile for Marcelo Toledo.

Marcelo Toledo previously worked as Chief Product and Technology Officer (CPTO) at Arcopay and Chief Product and Technology Officer (CPTO) @ Positivo Soluções Didáticas at Arco Educação. Marcelo Toledo holds Master Of Business Administration (Mba) from The University Of Chicago Booth School Of Business.

Company email context

Email format at Itaú Unibanco

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{first}.{last}@itau.com.br
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AeroLeads found 1 current-domain work email signal for Marcelo Toledo. Compare company email patterns before reaching out.

Profile bio

About Marcelo Toledo

Marcelo Toledo is a Head of Product, Banking as a Service (BaaS) at Itaú Unibanco. He possess expertise in credit risk, valuation, banking, business strategy, portfolio management and 9 more skills. He is proficient in Spanish and English. Colleagues describe him as "O Marcelo (Buiu) foi um dos gestores que mais me inspiraram na minha trajetória no banco Itaú. Sempre muito competente, com muita visão de futuro mas sempre muito próximo, amigo e humilde (sempre ouvindo todas as opiniões independendo de quem seja). Foi um prazer trabalhar diretamente com você (na época de analista do consignado) e como parceiros em canais digitais ;)" and "Marcelo is an absolutely pleasant colleague to work with. He's funny, and knows how to keep everybody's mood up. He's also very detail-oriented, very hands-on and has an acute sense of priority - not like some other guys who think that everything is urgent. In my opinion, Marcelo is a great asset for any company, due to his thoroughness in pursuing general tasks and due to his insightful view when talking about strategic orientation and development. I've learned a lot… Show more"

Listed skills include Credit Risk, Valuation, Banking, Business Strategy, and 10 others.

Current workplace

Marcelo Toledo's current company

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Itaú Unibanco
Itaú Unibanco
Head of Product, Banking as a Service (BaaS)
State of São Paulo, Brazil
Employees
674
AeroLeads page
15 roles

Marcelo Toledo work experience

A career timeline built from the work history available for this profile.

Head Of Product, Banking As A Service (Baas)

State Of São Paulo, Brazil

Head Of Product, Banking As A Service (Baas)

Current

São Paulo, Brasil

Apr 2023 - Present

Chief Product And Technology Officer (Cpto)

Arcopay

São Paulo, Brasil

Jan 2022 - May 2023

Chief Product And Technology Officer (Cpto) @ Positivo Soluções Didáticas

Curitiba, Paraná, Brasil

May 2021 - Dec 2021

Head Of Digital Business

São Paulo Area, Brasil

Jan 2019 - May 2021

Digital Solutions Manager

São Paulo Area, Brasil

Oct 2018 - Dec 2018

Digital Analytics Manager

São Paulo Area, Brasil

Mar 2018 - Sep 2018

Digital Strategy Manager

São Paulo Area, Brazil

Apr 2016 - Feb 2018

Digital Sales Manager

São Paulo Area, Brazil

  • Creation of new personalized offerings and promotional campaigns over the digital channels (internet and mobile), establishing rapport with clients by providing them a better financial e-commerce experience
  • Management of a 30-people multidisciplinary team over the agile Scrum methodology and with online result monitoring
Aug 2015 - Mar 2016

Global Operations Manager @ Easy Taxi Corp - Mba Intern

São Paulo E Região, Brasil

  • Spearheaded an in-depth expansion plan within 30+ countries of Latin America, Asia and Africa
  • Co-created with 10+ country managers in Latin America and Asia their national plan definition, operations, and product demands
Jun 2014 - Sep 2014

General Manager, Finance And Operations Of Loan Products

São Paulo E Região, Brasil

  • Built an 8-people team responsible for creating and assessing product segmented profit and loss statements, addressing revenue increase and cost reduction actions over a US$ 1.8 billion credit portfolio
  • Elected for the fourth year in a row the best employee amongst peers, for leadership and interpersonal skills
  • Mentored 25 junior trainees over 2-week consulting projects; considered best mentoring program over 10+ other departments
  • Selected by senior management to discuss with… Show more
  • Selected by senior management to discuss with the Ministry of Social Security about the social and political implications of a new nationwide-integrated loan system for 2014, defending the bank and its customers’.
  • Conducted two extensive auditing processes, ensuring auditors their correct understanding of the business Show less
Sep 2012 - Aug 2013

Loan Products Development Supervisor

São Paulo E Região, Brasil

  • Upgraded online loan application and offline management systems with the aid of a new benchmark control scorecard for customer reported bugs; increased system availability by 50% and established a new focus on.
  • Implemented innovative solutions on services, leading to a 20% increase on customer satisfaction (i.e. pioneer video usage for customer service, social network follow-up, better service quality measurement, call center.
  • Successfully… Show more
  • Successfully reconstructed a damaged relationship with IT teams, enabling better negotiations on projects priorities and schedules
  • Trained 200+ people on product specifications, back office operations and sales strategies Show less
Jan 2011 - Aug 2012

Loan Products Development Senior Analyst

São Paulo E Região, Brasil

  • Managed 10+ cross-functional projects for new loan products, being active in all project stages: ideation, customer assessment, legal and accounting definitions, extensive technical implementation, launch and.
  • Selected by senior management to help define a new strategy after the merger of the two giant private banks Itaú… Show more
  • Selected by senior management to help define a new strategy after the merger of the two giant private banks Itaú and Unibanco; led 2 projects over the unified system; set up a war room to monitor customers’ opinions.
Aug 2008 - Dec 2010

Credit Policies Analyst

São Paulo E Região, Brasil

  • Conducted economic and financial researches using large databases to define new customer segmentations; explored credit growth opportunities on a yearlong project focused on high-risk clients, which resulted in a 15%.
May 2007 - Jul 2008

Collection Junior Analyst

São Paulo E Região, Brasil

  • Redesigned the collection’s performance scorecard, revisiting control checkpoints an designing a new programmable interface
  • Optimization of processes through SAS and VBA programming
Nov 2006 - May 2007
3 education records

Marcelo Toledo education

Bachelor, Electrical And Electronics Engineering

• Served as Marketing Director of the student-run engineering consulting company • Delayed 1 semester of studies to work in a ski resort.

FAQ

Frequently asked questions about Marcelo Toledo

Quick answers generated from the profile data available on this page.

What company does Marcelo Toledo work for?

Marcelo Toledo works for Itaú Unibanco.

What is Marcelo Toledo's role at Itaú Unibanco?

Marcelo Toledo is listed as Head of Product, Banking as a Service (BaaS) at Itaú Unibanco.

What is Marcelo Toledo's email address?

AeroLeads has found 1 work email signal at @itau.com.br for Marcelo Toledo at Itaú Unibanco.

Where is Marcelo Toledo based?

Marcelo Toledo is based in São Paulo, São Paulo, Brazil while working with Itaú Unibanco.

What companies has Marcelo Toledo worked for?

Marcelo Toledo has worked for Itaú Unibanco, Arcopay, Arco Educação, Iti Itaú, and Rocket Internet Gmbh.

How can I contact Marcelo Toledo?

You can use AeroLeads to view verified contact signals for Marcelo Toledo at Itaú Unibanco, including work email, phone, and LinkedIn data when available.

What schools did Marcelo Toledo attend?

Marcelo Toledo holds Master Of Business Administration (Mba) from The University Of Chicago Booth School Of Business.

What skills is Marcelo Toledo known for?

Marcelo Toledo is listed with skills including Credit Risk, Valuation, Banking, Business Strategy, Portfolio Management, Risk Management, Product Management, and Management.

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