Marcelo Toledo

Marcelo Toledo Email and Phone Number

Head of Product, Banking as a Service (BaaS) @ Itaú Unibanco
State of São Paulo, Brazil
Marcelo Toledo's Location
São Paulo, São Paulo, Brazil, Brazil
Marcelo Toledo's Contact Details

Marcelo Toledo work email

Marcelo Toledo personal email

About Marcelo Toledo

Marcelo Toledo is a Head of Product, Banking as a Service (BaaS) at Itaú Unibanco. He possess expertise in credit risk, valuation, banking, business strategy, portfolio management and 9 more skills. He is proficient in Spanish and English. Colleagues describe him as "O Marcelo (Buiu) foi um dos gestores que mais me inspiraram na minha trajetória no banco Itaú. Sempre muito competente, com muita visão de futuro mas sempre muito próximo, amigo e humilde (sempre ouvindo todas as opiniões independendo de quem seja). Foi um prazer trabalhar diretamente com você (na época de analista do consignado) e como parceiros em canais digitais ;)" and "Marcelo is an absolutely pleasant colleague to work with. He's funny, and knows how to keep everybody's mood up. He's also very detail-oriented, very hands-on and has an acute sense of priority - not like some other guys who think that everything is urgent. In my opinion, Marcelo is a great asset for any company, due to his thoroughness in pursuing general tasks and due to his insightful view when talking about strategic orientation and development. I've learned a lot… Show more"

Marcelo Toledo's Current Company Details
Itaú Unibanco

Itaú Unibanco

View
Head of Product, Banking as a Service (BaaS)
State of São Paulo, Brazil
Employees:
674
Marcelo Toledo Work Experience Details
  • Itaú Unibanco
    Head Of Product, Banking As A Service (Baas)
    Itaú Unibanco
    State Of São Paulo, Brazil
  • Itaú Unibanco
    Head Of Product, Banking As A Service (Baas)
    Itaú Unibanco Apr 2023 - Present
    São Paulo, Brasil
  • Arcopay
    Chief Product And Technology Officer (Cpto)
    Arcopay Jan 2022 - May 2023
    São Paulo, Brasil
  • Arco Educação
    Chief Product And Technology Officer (Cpto) @ Positivo Soluções Didáticas
    Arco Educação May 2021 - Dec 2021
    Curitiba, Paraná, Brasil
  • Itaú Unibanco
    Head Of Digital Business
    Itaú Unibanco Jan 2019 - May 2021
    São Paulo Area, Brasil
  • Iti Itaú
    Digital Solutions Manager
    Iti Itaú Oct 2018 - Dec 2018
    São Paulo Area, Brasil
  • Itaú Unibanco
    Digital Analytics Manager
    Itaú Unibanco Mar 2018 - Sep 2018
    São Paulo Area, Brasil
  • Itaú Unibanco
    Digital Strategy Manager
    Itaú Unibanco Apr 2016 - Feb 2018
    São Paulo Area, Brazil
  • Itaú Unibanco
    Digital Sales Manager
    Itaú Unibanco Aug 2015 - Mar 2016
    São Paulo Area, Brazil
    • Creation of new personalized offerings and promotional campaigns over the digital channels (internet and mobile), establishing rapport with clients by providing them a better financial e-commerce experience• Management of a 30-people multidisciplinary team over the agile Scrum methodology and with online result monitoring
  • Rocket Internet Gmbh
    Global Operations Manager @ Easy Taxi Corp - Mba Intern
    Rocket Internet Gmbh Jun 2014 - Sep 2014
    São Paulo E Região, Brasil
    • Spearheaded an in-depth expansion plan within 30+ countries of Latin America, Asia and Africa• Co-created with 10+ country managers in Latin America and Asia their national plan definition, operations, and product demands
  • Itaú Unibanco
    General Manager, Finance And Operations Of Loan Products
    Itaú Unibanco Sep 2012 - Aug 2013
    São Paulo E Região, Brasil
    • Built an 8-people team responsible for creating and assessing product segmented profit and loss statements, addressing revenue increase and cost reduction actions over a US$ 1.8 billion credit portfolio• Elected for the fourth year in a row the best employee amongst peers, for leadership and interpersonal skills• Mentored 25 junior trainees over 2-week consulting projects; considered best mentoring program over 10+ other departments• Selected by senior management to discuss with… Show more • Built an 8-people team responsible for creating and assessing product segmented profit and loss statements, addressing revenue increase and cost reduction actions over a US$ 1.8 billion credit portfolio• Elected for the fourth year in a row the best employee amongst peers, for leadership and interpersonal skills• Mentored 25 junior trainees over 2-week consulting projects; considered best mentoring program over 10+ other departments• Selected by senior management to discuss with the Ministry of Social Security about the social and political implications of a new nationwide-integrated loan system for 2014, defending the bank and its customers’ interests• Conducted two extensive auditing processes, ensuring auditors their correct understanding of the business Show less
  • Itaú Unibanco
    Loan Products Development Supervisor
    Itaú Unibanco Jan 2011 - Aug 2012
    São Paulo E Região, Brasil
    • Upgraded online loan application and offline management systems with the aid of a new benchmark control scorecard for customer reported bugs; increased system availability by 50% and established a new focus on improving user experience• Implemented innovative solutions on services, leading to a 20% increase on customer satisfaction (i.e. pioneer video usage for customer service, social network follow-up, better service quality measurement, call center training classes)• Successfully… Show more • Upgraded online loan application and offline management systems with the aid of a new benchmark control scorecard for customer reported bugs; increased system availability by 50% and established a new focus on improving user experience• Implemented innovative solutions on services, leading to a 20% increase on customer satisfaction (i.e. pioneer video usage for customer service, social network follow-up, better service quality measurement, call center training classes)• Successfully reconstructed a damaged relationship with IT teams, enabling better negotiations on projects priorities and schedules• Trained 200+ people on product specifications, back office operations and sales strategies Show less
  • Itaú Unibanco
    Loan Products Development Senior Analyst
    Itaú Unibanco Aug 2008 - Dec 2010
    São Paulo E Região, Brasil
    • Managed 10+ cross-functional projects for new loan products, being active in all project stages: ideation, customer assessment, legal and accounting definitions, extensive technical implementation, launch and marketing. I.e. Intelligent Loan Renewal (current portfolio US$ 1.3 billion*) and Offering to Itaú Employees (current portfolio of US$ 260 million*); *as of July 2013• Selected by senior management to help define a new strategy after the merger of the two giant private banks Itaú… Show more • Managed 10+ cross-functional projects for new loan products, being active in all project stages: ideation, customer assessment, legal and accounting definitions, extensive technical implementation, launch and marketing. I.e. Intelligent Loan Renewal (current portfolio US$ 1.3 billion*) and Offering to Itaú Employees (current portfolio of US$ 260 million*); *as of July 2013• Selected by senior management to help define a new strategy after the merger of the two giant private banks Itaú and Unibanco; led 2 projects over the unified system; set up a war room to monitor customers’ opinions and determine the best course of actions Show less
  • Itaú Unibanco
    Credit Policies Analyst
    Itaú Unibanco May 2007 - Jul 2008
    São Paulo E Região, Brasil
    • Conducted economic and financial researches using large databases to define new customer segmentations; explored credit growth opportunities on a yearlong project focused on high-risk clients, which resulted in a 15% increase over credit exposure
  • Itaú Unibanco
    Collection Junior Analyst
    Itaú Unibanco Nov 2006 - May 2007
    São Paulo E Região, Brasil
    • Redesigned the collection’s performance scorecard, revisiting control checkpoints an designing a new programmable interface• Optimization of processes through SAS and VBA programming

Marcelo Toledo Skills

Credit Risk Valuation Banking Business Strategy Portfolio Management Risk Management Product Management Management Strategic Planning Finance Cross Functional Team Leadership Mergers And Acquisitions Leadership Strategy

Marcelo Toledo Education Details

Frequently Asked Questions about Marcelo Toledo

What company does Marcelo Toledo work for?

Marcelo Toledo works for Itaú Unibanco

What is Marcelo Toledo's role at the current company?

Marcelo Toledo's current role is Head of Product, Banking as a Service (BaaS).

What is Marcelo Toledo's email address?

Marcelo Toledo's email address is om****@****ail.com

What schools did Marcelo Toledo attend?

Marcelo Toledo attended The University Of Chicago Booth School Of Business, Fundação Getúlio Vargas, Universidade Estadual De Campinas.

What skills is Marcelo Toledo known for?

Marcelo Toledo has skills like Credit Risk, Valuation, Banking, Business Strategy, Portfolio Management, Risk Management, Product Management, Management, Strategic Planning, Finance, Cross Functional Team Leadership, Mergers And Acquisitions.

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