⇨ Dedicated, reliable, performance-driven finance professional with experience in risk assessment, complex underwriting, debt recovery, consumer analytics, sales and marketing, and management.⇨ An innovative, multifaceted, and solution focused Financial Executive ensuring appropriate credit underwriting, team leadership, reliable risk assessment, and loss minimization consistent with regulatory requirements and corporate policy.⇨ Thorough and vast technological knowledge of several financial programs used in consumer loan underwriting and auto lending. • Strategic Planning • Risk Assessment • Relationship Building • Teamwork • Senior Underwriting • Professionalism• Sales & Data Analysis • Business Development • Project Management • Continuous Improvement • Sales & Marketing• Team Leadership • Procedure Development • Integrity • Respect • Prime & Subprime Lending • Franchise & Independent Dealership Specialist • FICO & Pricing Expert • Dealer Representative • Aftermarket Products • Transparency