Market President: Consumer Banking / Asheville-Western Nc
Asheville, North Carolina Area
Profit & Revenue Growth- Generated new revenue of $1.13M, in addition to spearheading staffing expenses (140 associates) and reductions, driving cost initiative to review expense cut proposals from each employee, and improving year-over-year earnings throughout tenure. Responsible for consumer deposits totaling $602MM (growth of $50MM from 2015-2016) Responsible for consumer loans totaling $37MM (growth of $10MM from 2015-2016) Responsible for Merrill Lynch client balances of $1.4B Responsible for small business loan portfolio of $30MM Responsible for a commercial loan portfolio of $38MM- Administered and chaired Asset-Liability Management and Strategic Planning Committees intensely set to achieve profit, technology utilization, expansion, and other long-term goals.- Increased customer engagement by 42% as related to functioning above average towards market conditions, opportunities and risks.Business Expansion- Spearheaded new-market growth, identifying optimal locations with customer survey input and demographic analysis that aligned with bank culture and community profile.- Added desired amenities that spurred customers to open accounts, including the execution and sustainment of key controls and risk oversightRisk Management & Compliance- Proven success at cutting liability and building profits, orchestrating regulatory examination order, facing documentations of issues head-on with methodology hailed as model for other banks facing critical audits in wake of new regulatory practicesSelected Achievements- 2016 1st qtr. Top 10% in SE for Overall Satisfaction- 2014 90% of sellers met year end incentive- 2015 Top 20%: Business Integration for Community Markets