Marcus Zarfos Email & Phone Number

I am often asked: “Where Do Most People Save For Retirement?” Most of our country's retirement savings are in banks, precious metals, real estate, the stock market and Qualified Plans, like a 401(k) or an IRA. The biggest problem facing people today is that a LARGE percentage of that money could be lost to Risk, Fees, and Taxes! Time Magazine’s cover [Oct. 19, 2009] said it best: Why it’s Time to Retire the 401(k)…“The ugly truth is that the 401(k) is a LOUSY PRODUCT, a FINANCIAL FLOP…” Investors assume 100% market risk, High Mutual Funds Fees, and with US Debt at $18Trillion and taxes likely to rise, PAYING taxes on higher retirement balances saved in a 401(k) or IRA when you finally retire, is NOT the most efficient way to obtain financial freedom! Just as IRC (Internal Revenue Code) Section 401(k) is found in the U.S. Tax Code, FEG & "The Safe Money Doctors" educate Individuals on little publicized Tax Codes, IRC Section 101 [allows individuals to earn interest on their money WITHOUT taxation] and IRC Section 7702 [allows individuals to withdraw income for retirement, WITHOUT taxation]. These two IRC’s prove that people can save money RISK FREE, pay LOWER retirement fees, and OPT – OUT of the U.S. Tax system! These special tax code provisions also come with a contractual guarantee. Your money is credited with an interest rate based only on the growth of an equity market index (S&P 500). You assume NO RISK, as your money is NOT actually invested, or at risk, in the market! The index is the basis for the interest credited to your account as a % of those gains. When the index increases, you gain a good %, when it decreases, you assume NO losses. FEG, can assist you in implementing a Contractually Guaranteed Retirement Plan with LIVING BENEFITS, benefits that you don't have to die to use! Our plan is: RISK FREE, Highly Liquid, Locks your Gains, Congressionally Approved, and provides TAX – FREE lifetime income.

Listed skills include Strategic Planning, Sales, Insurance, Sales Management, and 46 others.

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  University Of Phoenix

  Business Administration & Management