Maria Kolba Email & Phone Number

Vestal, Ny

Mortgage Loan Originator -Develop and maintain successful relationships with business referral sourcesProspects new mortgage lending opportunities.Meet with customers as necessary during various stages of the loan process.Ensures exceptional customer experience by overseeing loan process from origination to close and providing on-goingcommunication to customers and business partners.New Business DevelopmentDevelop Business Referral Network through marketing, cold-calling, prospecting and networking activities.Participate in community efforts to promote home ownership.Loan Application ProcessMeet with prospective borrowers.Review / Analyze credit and financial data.Determine borrower financing objectives and goals.Present appropriate products and programs and explain guidelines.Apprise of pricing and lock rate as required.Identify appropriate opportunities to sell additional products.Collect supporting loan documentation as required and provide complete package to Mortgage Loan Coordinator.Loan ManagementWork with Mortgage Loan Coordinators, Mortgage Loan Associates, Sales Assistant’s and directly with Fulfillment toensure that loan docs are submitted to Fulfillment within strict timeframesWork with Mortgage Loan Coordinators, Mortgage Loan Associates, Sales Assistant’s and directly with Fulfillment toensure that loan conditions are met.

Graduate Degree Studies - Instructional Design - Adult EducationInstructional Design & DevelopmentDeveloped Detailed Sales Training ProgramsPerform Detailed Needs Assessment and Task Analysis Develop And Implement Learning Objectives Utilizing Learning Strategy Taxonomies Instructional Material Design and Program Development Diversity Design EmphasisInstructional Technology Utilizing Social Media Principles and Implementation

Syracuse, New York Area

Developed and implemented a successful strategic regional marketing and action plan that increased sales margin of 70% over the previous year Efficiently recruited, trained/coached, supervised and evaluated a team of 10 mortgage originators Productively managed a pipeline of 20 million Successfully promoted Devere Mortgage products through attending promotional and professional affiliation events

Endwell, Ny

Credit Counsel Customers – how to improve credit scores Top producer awards in volume and maximizing income per loan while maintaining excellent customer service evaluationsOriginate over 20 million in residential loan applications annuallyExpertise in product knowledge: Thorough understanding and application of products and guidelines both conforming and non-conforming Identified areas of weaknesses and stream-lined mortgage processes from 6 weeks to 3 week turn around time, constantly assessing current market conditions for growth opportunities and competitive advantage thru SWOT analysisProvide weekly and monthly sales presentationsResponsible for overseeing all daily operations of local branchRepresent company at tradeshows, open house events, and key marketing publicity events Train agents in mortgage finance and product availabilityEducate clients regarding the mortgage selection and how it fits their long-term financial goals Affiliate member Greater Binghamton Board of Realtors and Southern Tier Home Builders Assoc.

M.S. Degree, Instructional Design/Corporate Training, Summa Cum Laude

Bachelor'S Degree, Business Management, Finance And Economics (Emphasis In Banking), Magna Cum Laude

Associate Of Arts And Sciences (A.A.S.) (2 Degrees), Sales/Marketing/Business Management And Financial Services, 3.75