Mark Milner Email & Phone Number

Project management, leadership and executive insight for DFAST project teams developing documentation and validation reports for complex analytic models in the banking industry.

San Francisco Bay Area

Roles:• Consulting, solution development• Client relationship management• Strategic and product planning• Spokesperson, subject matter expertExpertise: • Business incubation: created a new consulting business, products and team to fill a niche for this technology and service company• Business development: growth from zero to eight multiyear contracts; multiple one-time projects • Strategic planning, product planning and budgeting• Presentation, contract negotiation, closing and execution of projects• Extensive use of data and analytics to drive portfolio risk analysis for loss reserves, segmentation, regulatory stress testing and capital management• Industry research, public presentations and publicationso Authored “Using Predictive Analytics to Support MBS Servicing and Loss Mitigation” published in The Journal of Structured Finance in summer, 2010o Co-Authored “Do You Know What Your Borrowers Will Do?” published in Servicing Management in September, 2014

Bermuda

Member of the Board of Directors of this publicly traded (NASDAQ: RAMR), $90MM revenue, Bermuda-based financial guaranty reinsurance company, 23.9% owned by The PMI Group. Roles• Member of the Compensation Committee • Participant Audit, Risk, and Nominating Committees. Expertise• Strategic and tactical planning• Risk management• Review of capital raising plans and public disclosures

Walnut Creek, Ca

Managed the modeling, pricing, portfolio management, credit risk, economics, actuarial, and loss reserving functions for the $23B-$31B risk-in-force portfolio of the US mortgage insurance operations. Roles: • Chief Risk Officer, executive management• Served on the internal Board of Directors of PMI Mortgage Insurance Co. • Chaired US Risk Committee. • Member, Loss Reserve Committee; Disclosure Committee for the 10-Q and 10-K• Strategic Planning Team for The PMI Group• Spokesperson on credit and risk-related issuesExpertise• Policy development and risk management: Developed credit guidelines, portfolio limits and transaction approval process • Leadership and management: led a team of 3 officers and 45 analytical professionals; mentoring individuals to reach potential leading to several promotions including to officer• Customer segmentation: introduced concepts of utilizing data within the bounds of the strategic plan to better focus resources on high impact customers • Budget management: $7MM group budget; executive level input on the company-wide $900MM revenue and $150MM expense budgets• Enterprise risk and SOX 404 management: assessed risks; developed and reviewed controls• Public presentations, interviews, publications and industry expertiseo Clients, trade organizations, analysts and with media including MSNBC, CNN, The Wall Street Journal, USA Today, and The New York Timeso Authored “Managing Risk in a Changing World”, published in Mortgage Banking magazine August, 2006

Greater Chicago Area

Led the strategic and risk management of a lease portfolio of 350,000 freight railcars and intermodal units totaling over $6B in net asset value. Roles• Chief risk manager and asset manager• Executive managementExpertise• Leadership and management: managed and mentored a team of 15; several have gone on to senior management roles in varying fields• Strategic planning for the company with $1B revenue operations• Risk, credit and asset management: equipment finance• Lifecycle profitability modeling and process improvement• Acquisitions and divestitures: equipment and businesses• Recognized as “best practice” asset management team within GE Equipment Management segment

Greater Chicago Area

INTERNATIONAL SECURITIZATION 1999-2000Managed, reviewed, and recommended transaction structures, asset classes, underwriting parameters, and credit exposures for asset backed and future flow transactions originated in Asia, Europe, and Latin America. • Developed strategic business plans and credit strategies by country and region. • Adopted new methodologies for tracking and reporting country risk and transaction exposure. • Established coordinated risk analysis, underwriting and credit approval processes with client relationship units.DOMESTIC AND INTERNATIONAL SECURITIZATION 1997-1999Led the structuring, execution, portfolio management, and syndication functions to ensure smooth execution, high standards in underwriting and due diligence, and prudent risk-taking for domestic and international transactions. • Managed a portfolio of 87 transactions totaling $10.3B exceeding annual revenue, growth and risk goals.

Co-managed the Credit Products group providing credit analysis, underwriting, approval, and portfolio management for the Entertainment & Media, Healthcare, Airlines, Aerospace, and Southwestern U.S. Diversified Industry Groups meeting annual revenue, fee, and growth plans for 300 clients, over $15B in commitments, and $4.5B in outstandings.

Managed the credit relationships for 40 clients totaling $4.5B in commitments

Responsible for total bank relationships with 10 clients including FNMA, FHLMC, and GNMA

Mba, Finance

Ba, Economics & History