Mark Linsel Email & Phone Number

United Kingdom

Leeds, England, United Kingdom

Manage an experienced team ensuring the Society is aware of its current and ongoing operational risks. The team provides current position MI, process enhancements and ongoing 1st line operational risk support in terms of Risks, Controls, Incident Management, Root Cause Analysis and Closure. Focus is enhancing the process to encompass current traditional.

Leeds, England, United Kingdom

Responsible for the 2nd line oversight, support and challenge of key strategic and regulatory projects and all small change. Small change includes internal systems and processes whether through traditional or agile methods.To support the society in ensuring risks, resource and capabilities are understood prior, during and post change.

Manchester, United Kingdom

Build and maintain key relationships between the Business, Compliance and 3 lines of defence promoting transparency and providing guidance, oversight and constructive challenge in the execution of the Risk Management Framework (RMF).Responsible for the partnership and risk oversight of key Functional units: Products & Marketing, Finance, Risk, IT & Change.

Manchester, United Kingdom

Halifax, United Kingdom

• Provide independent risk framework oversight, support and constructive challenge to the Retail Business, Programme Office, Implementation areas and 1st line Risk teams to minimise impacts on customers, colleagues and.
• Provide risk oversight of 58 Legal, Regulatory and Mandatory (LRM) programmes (budget excess of £100m). Ensure programmes delivered within regulation and risk parameters.
• 2nd line lead on the design and implementation of the Operational Risk Framework.
• Supported local charities and internal community activities.

Halifax, United Kingdom

• Provide specialist operational risk guidance and oversight to the Retail business. Embedding the operational risk framework across functions to identify and reduce risks, improve processes and introduce controls &.
• Built and retained key stakeholder relationships with the business and associated areas.
• Supported the business in embedding the operational risk framework and capability programme.
• Led annual risk reviews, control effectiveness reviews and capability assessments.

Halifax, United Kingdom

• 1st line responsibility for operational risk frameworks within the Mortgages Credit Risk function, including the governance of capital and losses within the mortgage product pricing process.
• Oversight of credit and capital within the mortgage product-pricing model to determine profitability.
• Managed colleague's regulatory training responsibilities with key stakeholders.

Halifax, United Kingdom

• Influenced the Basel Modelling and Capital teams to ensure Basel data outputs were fit for purpose.
• Designed and implemented a management process to identify areas of focus for the Basel ‘in use’ test.

Halifax, United Kingdom

• Project managed the mortgage data quality exercise for four brands in conjunction with Retail Bank IT, Group Credit Risk and external consultants.
• Developed the risk weighted assets / capital allocation matrix to ensure directors were aware of the business and capital impacts across brand, product and score card segments.

Halifax, United Kingdom

Developed a new team of analysts to review customer behaviour in terms of product movement and attrition. Implemented models to identify 'at risk' customers and provide suitable portable products.

Halifax, United Kingdom

Responsible for the review of and implementation of credit policies. A requirement to build stakeholder engagement across Credit, Business and Finance areas to minimise impacts.

Halifax, United Kingdom

Responsible for the production of portfolio MI. Developed automated processes and improved reporting accuracy and efficiency. Presented portfolio MI to senior management and head of functions.

Halifax, United Kingdom

SAS programmer responsible for the development, production and presentation of MI to senior management.

Halifax, United Kingdom

SAS programmer responsible for the production and presentation of Mortgage MI to senior management.

Halifax, United Kingdom

Responsible for the initial review of Mortgage further advances and large loans.

Halifax, United Kingdom

Responsible for the resolving of issues and distribution of Mortgage completion cheques to solicitors

Halifax, United Kingdom

Apprentice, qualified engineer and manager of a number of Halifax based engineering companies.