Mark Mcelwain Email & Phone Number

Stamford, Ct, Us

Stamford, Ct, Us

Lead the Bank’s loan workout function. During my tenure, I have successfully reorganized the Bank’s workout team, updated key processes, including Allowance for Credit Losses, TDRs, and approach to workout strategies. I also have a strategic orientation, with a focus on loan loss forecasting, regulatory issues and training.

New York, New York, Us

Promoted to head Commercial Lending Management for the US Commercial Bank. Lead a national team of 40 senior staff. Oversee credit underwriting, portfolio management and lending process for the national commercial lending business. Focused primarily on holistic financial solutions to larger middle market and corporate clients including lending cash management, capital markets, and international banking capabilities. Coach and mentor direct reports.I enjoy working with senior business and risk colleagues on large dollar amount final approvals. The discussions on risk and reward are always stimulating. It’s extremely rewarding to work with my talented team to build and improve the organization structure. Selected Contributions:+:+:+:+:+:+:+:+:+:+:+:+▶ Redesign the organization to ensure the correct allocation of resources and talent to existing and prospective clients. ▶ Maintain the year-to-date revenue growth target and $0 loan losses by instilling and perpetuating a strong risk culture. Continually develop the team by contributing to large deal discussions and credit approval committees. ▶ Effectively manage interdepartmental relationships during an Internal Audit review of key processes to assess safety and soundness of the portfolio. Indications point to satisfactory outcome.

New York, New York, Us

Oversaw Citi’s classified Energy loan portfolio, which provides banking solutions including: 1st lien, senior debt, cash management, and derivative products to clients in the Energy industry. Portfolio exposure $2.0BN, primarily in exploration, midstream, and oil field sectors. Managed staff of 5 SVP Level, Risk and Coverage.Alleviated the effects of a protracted downturn in commodity prices. Assembled and led a cross-functional team to stabilize, restructure, and retain key Energy banking clients. Balanced the risk / reward in terms of key relationship retention and restructuring regarding capital deployment, and minimizing loan losses and cost of credit.Learning about the energy industry and unique financing structures was a great opportunity. I’m proud to have built a team with diverse skill sets and perspectives. Selected Contributions:+:+:+:+:+:+:+:+:+:+:+:+:+▶ Retained 100% of targeted key relationships while restructuring and rehabilitating $650MM of adversely classified exposure. Recruited internal professionals in 30-days, with a cross-functional team up-and-running in 60-days. ▶ Stabilized a portfolio by initiating restructuring initiatives including deploying $100MM in new capital to 3 adversely classified borrowers. Minimized the cost of credit impact over 12-months to less than projected levels.

New York, New York, Us

Managed an international team responsible for risk management, including loan approval and loan workout. Supervised management and remediation of adversely classified borrowers; maximizing recoveries and minimizing loss of the bank’s capital. Recruited 2 country heads, strengthening the teams in Mexico and Brazil. Directed staff of 4 SVPs. I truly appreciated the global nature of this role and the exposure to different cultures and local nuances. It was gratifying to build high-performing teams in both Brazil and Mexico. Selected Contributions:+:+:+:+:+:+:+:+:+:+:+:+▶ Managed a global team interacting with an Internal Independent Risk Review group. Result of 9-month review: the adversely classified portfolio was deemed acceptable for quality, and safety and soundness▶ Reduced reporting times 30% while ensuring continued the portfolio integrity and soundness by redesigning processes. Tasked an interdisciplinary team to review the loan classification framework and early warning risk tool.

New York, New York, Us

Promoted to oversee Regional Head team, tasked with managing and remediating adversely classified borrowers, maximizing recoveries and minimizing loss of the bank’s capital. Focused on Central America, Argentina, Brazil, and Mexico. The effective stewardship and management of adversely classified loan portfolios led to low loan losses and top rated independent risk internal portfolio reviews. This role provided the opportunity to move away from my US-focused comfort zone and assume a very new “stretch” assignment in a different region. ▶ Promoted twice prior to this role, from VP, Citibank Financial Intermediaries to SVP, Citibank Risk, Loan Workout, US Commercial Bank.

M.B.S, Business Administration And Management, General

B.A., Sociology