Marta Stępień Email and Phone Number

EMEA Utilities & Transport

Corporate Credit Risk Division

• Support for credit process (assisting underwriters in the completion of analytical spreadsheets and in preparation for loan committee; creating credit applications and preparation of indicative term sheets, as well as participation in loan terms negotiations)• Reviewing and analyzing financial data, including financial statements (P&L, balance sheet, cash flow) and DCF valuations• Assessment of transactions’ profitability (RORAC/ RORWA calculations)• Testing repayment capacity… Show more • Support for credit process (assisting underwriters in the completion of analytical spreadsheets and in preparation for loan committee; creating credit applications and preparation of indicative term sheets, as well as participation in loan terms negotiations)• Reviewing and analyzing financial data, including financial statements (P&L, balance sheet, cash flow) and DCF valuations• Assessment of transactions’ profitability (RORAC/ RORWA calculations)• Testing repayment capacity (preparing cash flow projections and testing financial covenants)• Analysis of market and industry data (examination of market reports and investment environment) Show less

• Experience in operating with suppliers (executing activities required to place orders, solving critical issues, maintaining synchronization between demand and inventory) • Use of SAP and MS Excel (analytical tools) to conduct day-to-day planning