Martin Kelleher Email & Phone Number

Weston, Florida, United States

Weston, Florida, United States

Serve as a senior contact actively engaged with Internal Audit (IA) and Auditees (e.g., Program owners, Compliance Plan Milestone owners, Regulatory Remediation, etc.) to manage Compliance audits throughout the audit lifecycle. Build and maintain strong influential partnerships with IA, SMEs, and Auditees. Interpret requests from Internal Audit.

Weston, Florida, United States

Weston, Florida, United States

• Oversee alignment of mortgage loan procedures with company/client guidelines and policies by performing quality control and in-depth audit review of all loans, including credit analysis, appraisal valuation, title.
• Analyzed and improved low industry securitization scoring based on agency scoring models by steering efforts on complicated reporting projects.
• Contributed to timely processing of Jumbo and Super Jumbo non-agency residential mortgage loans for a $35 billion client by managing and directing high-performance team of 18 residential underwriters.
• Enabled smooth transition from loan process initiation to the final reports and data used for client ASF (American Securitization Forum) reporting by revamping prevailing process in response to operational procedure.

Frisco, Texas, United States

Responsible for underwriting residential loans ensuring compliance with corporate and secondary market investor standards. Maintaining a high level of Quality Control within each mortgage portfolio based on client and GSE standards. Underwriter is responsible for examining loan documentation for accuracy and completeness, rendering decisions and subsequent.

Weston, Florida

• Defined, edited, or removed information by running embedded rules and logic. Facilitated approval of loan documentation by clearing validations. Evaluated mortgage portfolios comprised of FNMA, FHLMC, GNMA, FHA/VA.
• Provided useful insight for document imaging solution project.
• Improved turn time on most client projects by lowering decision times by 50%.
• Accomplished QC scores of 90-95% on 9 out every 10 files by leveraging deep understanding of system and processes.
• Actively engaged in 3-month Payment Protection Program project for Bank of America.
• Ensured timely data/information capture within a Situs/AMC system and other designated area by uncovering proper documentation.

Miramar, Florida

• Administered entire consumer loan business line for the bank by leading and directing high-performance team of four associates. Streamlined overall loan approval procedures by overseeing underwriting, processing, and.
• Optimized the loan processes by collaborating with third party originator.
• Owned control over management of consumer loan operations for $900M community bank.
• Steered management of the bank's new initiative for Timeshare Lending as well as the Bank's newly started third party wholesale medical professional consumer loan program.
• Played an integral role as key member on computer system project meeting and reviewing request for proposals from multiple IT/IS companies.

Sunrise, Florida

• Directed and guided multi-faceted team of 10 full-time individuals and 25+ contract workers to resolve queries associated with residential lending by adhering to FNMA, FHLMC, FHA, VA, AUS (Automated Underwriting.
• Enriched client’s retention by meeting all project and client production deadlines.
• Developed a sample document image "tree" to get reviewed the submitted documents by analysts and underwriters.

Sunrise, Florida

• Utilizing my extensive background in many phases and levels of mortgage lending, I am responsible for analyzing mortgage portfolios provided from FNMA, FHLMC and GNMA, as well as other legal resources.
• Review and analysis is performed via computer desktop with images of mortgage portfolio loans and required loan guidelines.
• Strength of overall mortgage knowledge, which includes all Federal and State regulatory guidelines, is required along with working on mortgage computer system to manage expected turn time production.

Managed team of 30+ colleagues that processed for credit and underwriting analysis over 2,500 consumer loan applications per month. Operations of department included underwriting and credit analysis, loan processing and loan closing & documentation. Worked closely with sales colleagues to close high percentage of approved loans. Bank closed over $872M of.

Supervised department production goals and staff of 8. Worked to create successful relationship with Bank Senior Management as well as meeting Bank required SLA's (Service Level Agreement's) for Consumer Lending Line of Business. Managed production goals per year of $45-$50 million.

Analyzed and evaluated within underwriting and credit policy standards, all consumer loan requests, such as Home Equity Loans / HELOC's, Auto loans, Boat loans, Unsecured Loans & lines of Credit and CD secured loans (as well as motorcycle, RV and mobile/manufactured home loans). Annual production of $10 Million.

Bachelor Of Arts - Ba, Economics, 3.0

Activities and Societies: South Florida Banking Professionals GroupEconomics and Banking

Associates, Business Administration And Management, General

Activities and Societies: Sigma Phi Epsilon Fraternity, President and Vice-PresidentTrack & Field team

High School Diploma, General Academic Studies

Activities and Societies: Fellowship of Christian Athletes, football, track and basketball.General high school curriculum