Highly qualified, service-focused and accomplished financial professional offering a career of more than 20 years managing Underwriting Divisions, with overall responsibility for all aspects of the divisions which involved strategic planning, program/product development and management, business unit development, change management and direction. Strategic thinker with experience analyzing critical business requirements, identifying opportunities to develop innovative and cost effective solutions for enhancing competitiveness, increasing revenues and improving customer service offerings. Combines expert technical and analytical qualifications along with broad knowledge and background of underwriting, risk management and due diligence. Ability to lead teams and individuals at all levels from diverse cultural and socio-economic backgrounds. Excels in professional staff training, development, mentoring, and leadership.