Matthew Hebert Email & Phone Number

Mississauga, Ontario, Canada

• Led the underwriting and loan closing of secured lending transactions, exercising independent judgment to guide medium risk deliverables.- Present recommendations for resolving complex situations by applying expertise.
• Collaborated with internal partners and stakeholders to ensure successful deal closures.

Ontario, Canada

• Directed a team of 2 Credit Underwriters and 3 Document Administrators in the day-to-day operations of the lending department for the leading provider of financing products to used car dealerships across the country
• Administered the Canadian credit portfolio with individual loan sizes reaching up to $10 million
• Reported to the Managing Director of Canada and offered subject matter expertise to inform strategic planning
• Guided all aspects of the lending process including underwriting, credit approval, documentation, and activation
• Partnered with the sales team to define customer pricing, approve loan terms, and mitigate potential risks
• Led the planning and execution of strategic projects and served as the liaison between the sales and lending teams

Burlington, Ontario

• Oversaw a $2 billion Canadian floorplan financing portfolio and investigated and adjudicated loans worth up to $20 million for dealership clients in the RV, marine, agriculture, trailer, and manufactured housing sectors
• Managed a 3-member underwriting team responsible for completing new credit requests and annual reviews
• Devised and delivered training programs to educate team members on company procedures and best practices
• Tracked team performance to ensure compliance with industry regulations, quality levels, and corporate policies Key Achievements:✔ Streamlined deal turnaround time by over 30% and eliminated roadblocks that delayed.

Hamilton, Ontario

• Commanded a $4+ billion portfolio comprised of over 75 auto dealerships at the Ontario Dealer Finance Centre
• Supervised 3 Credit Solution Managers in the oversight of structured client accounts exceeding $100 million
• Built and nurtured client relationships to understand needs, fulfill transactions, and uncover sales opportunities
• Established team performance objectives and facilitated annual employee evaluations to gauge individual progress Key Achievements:✔ Realized a perfect employee retention rate within an industry with notoriously high.

Hamilton, Ontario

• Tasked with arbitrating loans for the largest automotive dealership groups in Ontario worth a combined $1 billion
• Executed annual account reviews and new credit applications to achieve deadlines within the assigned portfolio
• Conducted risk assessments on floorplan, acquisition, real-estate, and wholesale lease financing agreements

Toronto, Canada Area

• Selected for the manager secondment program in the Canadian Commercial Credit Risk Monitoring department
• Controlled over $1 billion in outstanding loans from 175+ accounts across the bank’s Atlantic automotive portfolio

Hamilton, Ontario

Master Of Business Administration (M.B.A.), Finance, General

Bachelor Of Arts (B.A.), Economics