Matt Fair Email & Phone Number

Dallas, Texas, United States

Dallas, Texas, United States

· Spearheaded the development and documentation of controls and processes for the bank’s de novo Mortgage Warehouse Finance business.· Developed departmental policies and procedures to enhance operational efficiency and mitigate risks.· Collaborated closely with upstream risk partners, including enterprise risk, credit risk, and compliance risk, to.

Richardson, TX

· Executive leader of embedded first line of defense risk management, directing the risk strategy for the various lines of businesses within Mortgage Finance, including Warehouse Lending, Mortgage Correspondent Aggregation, GNMA Early Buyout Financing, and Mortgage Servicing Rights Finance.· Actively participated and presented in governance committees to.

Richardson, Texas, United States

· Actively participated and presented in governance committees to ensure alignment with organizational objectives.· Served as the primary contact for OCC examinations, internal audit reviews, and operational risk reviews, ensuring compliance with regulatory requirements.· Managed the warehouse lending client scorecard, providing a comprehensive assessment.

Richardson, Texas, United States

RISK SUPERVISOR, WAREHOUSE LENDING | TEXAS CAPITAL BANK| JULY 2010 - JANUARY 2016· Oversaw daily operations of the risk team, ensuring seamless interdepartmental coordination and execution of risk management activities.· Managed the aged loan portfolio within the warehouse lending business.· Developed or otherwise enhanced robust processes to manage.

· Managed a remote team of mortgage quality control analysts. · Oversaw the outsourced mortgage quality control review process and output for approximately 150 independent mortgage banker, credit union and bank clients.· Ensured timely, accurate, and compliant completion of reviews, meeting GSE & Agency requirements.· Developed and deployed an enhanced.

Atlanta, GA

· Conducted comprehensive risk reviews of approved and prospective seller-servicers to evaluate internal processes and controls across multiple areas, including production, underwriting, quality control/assurance, servicing, secondary marketing, default management, document custody, and investor reporting.· Prepared detailed audit reports summarizing.

· Directed the daily operations of the Production Quality Assurance Underwriting Department, ensuring efficiency and effectiveness in mortgage loan underwriting.· Conducted thorough reviews of closed mortgage loans to assess credit quality and compliance with internal and investor guidelines.

· Oversaw the post-closing quality control (QC) process for a prominent independent mortgage lender, ensuring adherence to regulatory standards and industry best practices.· Led recovery efforts to mitigate risks and resolve issues, including addressing repurchase demands/requests, trade-kicks, and aged warehouse loans.· Managed a team of QC staff.

· Developed and implemented pre-funding and post-funding quality control (QC) processes for three distinct mortgage platforms: VA Vendee originations, wholesale originations, and JV portfolio retention platform.· Established and executed a comprehensive QC program for the India-based Business Process Outsourcing (BPO) department, ensuring alignment with.

· Oversaw all post-closing quality control (QC) processes for an independent mortgage lender, ensuring compliance with regulatory requirements and industry standards.· Managed the resolution of repurchase demands by recommending and initiating loss recovery strategies, safeguarding the lender's financial interests.· Conducted thorough fraud investigations.