Matthew Hubbard Email & Phone Number

London Area, United Kingdom

London, United Kingdom

Responsible for selling, leading and delivering a wide range of consulting projects globally as a deep subject matter expert in credit risk, collections, customer decisioning, data driven decision strategy design, marketing and analytics for consumer and small business retail banking portfolios.While at MasterCard Advisors I have delivered approximately 100 projects in 20 countries on the following topics:Credit Risk Diagnostic and Roadmap/capability development exercises covering data, analytics/scoring, decision strategies, processes, organisational structure and reporting across origination, portfolio management and collections lifecycles.Other key projects have included KYC process evaluation and development, risk based/performance based pricing capability development, affordability approach across customer lifecycle, usage and improvement of eligibility checkers, authorisations performance diagnostic and benchmarking, moving from a negative to positive credit bureau environment and exposure management across the customer lifecycle (initial lines, line increases, shadow limits, customer level lending across all retail banking products). Data driven decision strategy/decision tree design for credit line increases, initial credit line assignment, authorisations and pricing.

Responsible for providing Business Review, Strategy Design/Review and other business transformation consulting engagements in the areas of decision strategy, credit risk, retail credit portfolio management, marketing segmentation and business analytics for large and strategic retail banking/small business banking clients.Experian business representative to uncover client needs and provide business vision to our most senior and strategic client executives globally.Production of thought leadership papers.Definition of new consulting offerings for the Global Business Consulting Practice.

Responsible for the strategic direction and operational management of the Global Business Consulting Practice and wider business consulting function within Experian Decision Analytics worldwide. Production of Global Business Consulting Practice strategic and operational plan covering: Definition of global consulting business model including mix of time spent on billable consulting, sales generation and strategic growth initiatives. Determination of Global Business Consulting Practice strategic growth initiatives furthering the strategic vision of Experian Decision Analytics globally. Determination of annual global objectives model for the practice.Delivery of new business contracts for software, analytics and services.Management of Global Consulting Practice P&L and EBIT targets.Direct line management/performance management of the Global Business Consulting Practice.Design, implementation and regular review of Global Business Consulting Practice MI to monitor team performance against team objectives.Rapid global growth of the Global Business Consulting Practice through hands on recruitment and personal selection of all team members.Mentoring of consultants and consulting team leaders.Defined global skills matrix and competency model for business consultants within Decision Analytics, drove assessment of consultants against global competencies/skills and defined contents of global development programmes. Provision of Business Review consulting, sales/consulting leadership for large/strategic client opportunities around the globe (approximately 15% of time).Speaker at a variety of Experian conferences across the globe.Drove initiative to define and implement best practice business consulting processes and template documents across Experian Decision Analytics globally.

Project Director for the largest ever Decision Analytics project. Responsible for the delivery of New Business Strategy Manager, ProbeSM at customer level and account level, Reporting Studio, application and customer scoring models, Basel II models, knowledge transfer, training and Strategy ConsultingDirected Experian internal resources and budgets in the UK, Korea, Hong Kong and Australia (virtual team of 25)

Responsible for delivering consulting on strategic and operational issues to clients in the areas of decision support, credit risk, retail credit portfolio management, marketing segmentation and analytics.

Bachelor Of Business Administration (Bba), Finance, General

Leadership