Melissa Ceresoli Email & Phone Number

Virtual Financial (VF) is one of the most powerful virtual business & success systems ever seen in the history of financial services. Our proprietary virtual model is attracting entrepreneurs who are new to the industry, as well as experienced financial services professionals, who want to take full advantage of VF’s experienced leadership, world-class support, and our leading-edge virtual business model.We work with WFG a Transamerica Company who paid out over $730,000,000 in commissions in 2015.Transamerica’s Parent Company is AEGON a Global Half a Trillion Dollar Powerhouse that is considered essential to the Global Financial Stability.We have over 100 World Class Carriers, 300 Home Office Transamerica employees a $20 million dollar computer system that processes over 100,000 transactions daily and The Highest payouts in the Industry with 126% Paid out to the field on Transamerica Products and a 100% Advance with 40% on Submission and 5.85% Renewals on Term and 3.42% in IUL. We offer the #1 IUL in the USA in 2014 with a 15% Cap.We offer Revolutionary Living Benefits and Indexed Annuities

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  National Sales Manager

  Virtual Financial

  Oct 2015 - Present - Clearwater Fl

  Virtual Financial provides a new innovative approach for middle American families to meet virtually online “Collaborative Sales” with an experienced financial consultant with no cost or obligation and get a Financial Needs Analysis to help them get on track with cutting edge strategies to reach their dreams and goals.From the convenience and privacy of your home with a private secure one on one webinar and screen share. No one comes to your house, no pressure, just sincere help and quality advice. In many cases we can start a plan with “no new money” We do this by simply looking at their current budget and showing them how to better organize their expenses and freeing up money.Take advantage of a Complimentary Financial Needs Analysis and learn about the New Living Benefits: Life Insurance you don’t have to die to take advantage of.