• 10+ year’s expertise of working in Cards Management System (PowerCARD) of Hightech Payment Systems (HPS).• 10+ year’s expertise of working in Payment Network settlements (VISA, MasterCard, Diners Club International, Union Pay International, Q-Cash and NPSB) of both issuing and acquiring transactions.• Expert in implementation and up-gradation of Core Banking system (Oracle); especially switch module used for card transaction and integration with Cards Management System.• Experienced in implementation and maintenance of different payment gateways (VISA, MasterCard, Diners Club International, Union Pay International) Issuing and Acquiring.• Has in depth knowledge of incoming and outgoing file configurations of different payment gateway files; able to mold reports for easy and accurate fund settlement with payment networks and reconciliation of the same.• Skilled in implementation of different Change Requests in Cards Management System and Core Banking System as per bank requirements.• Expert in accounting entries of all journal regarding Cards Settlement.• Experienced in leading a Payment Network Settlement team to function at an optimum level.