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Bengaluru, KA, IN

Bengaluru, Karnataka, IN

Payments and Lending Product

Bengaluru, Karnataka, IN

Bangalore, Karnataka, IN

Fintech and Payments --Owner of the Pay later product - Solving for credit needs of the Kiranas by providing easy and affordable credit solutions. Launched industry first credit program where Kiranas get access to credit in 2mins through a complete digital journey and can make easy repayments.-Leading the commercial lending product for working capital.

Ahmedabad, Gujarat, IN

- Building Co-lending(Co-origination Lending) financial product: Increasing AUM and solving for debt funding through collaboration with large banks- Loan Management and post sanction product owner: Building systems to support the post sanction life of the loan (~2kcr. book) covering Agreement execution, disbursal, collection to delinquency management.

Bangalore, Karnataka, IN

Conceptualized and launched a B2C platform catering $3bn electronic post sales market. Built India's first service product providing upfront diagnosis and service details(reducing 95%ile service TAT to <12 hrs). Provided tech support to vendors to solve for service visibility problems.Key Metrics:Bounce Rate: ~14%, Page views 100k in <90 days, 100+.

Bangalore, Karnataka, IN

Business finance and strategy partner for Market Place ecosystems, Flipkart's new hyperlocal grocery arm "Nearby" and supply chain management for commerce platformFlipkart "Nearby":- Designed the framework for asset light delivery model, commission, launch strategy for Nearby- Payment flows, product logics, SOPs and processes.- Financial forecasts, 5 year.

Bangalore, Karnataka, IN

- Designed P&L framework, commission, shipping and monetization rate cards- Designed policies for seller returns, seller and buyer protection funds, penalties and seller selection logic for FA(Flipkart Adv.)- Partner for packaging, lending and liquidation ecosystem for sellers – Helped 100k sellers improve WC and return leakages- Built robust statistical.

Bangalore, Karnataka, IN

Cambridge, MA, US

Worked as a Research Analyst in the engineering division of Akamai. Worked on following key problems:1> Problem of Counting Unique Viewers for streaming dataset- - Used the concept of probabilistic counting to count unique elements in data sets. Simulation showed the algo. worked with error less that 5% and was further implemented in Akamai's data base.2>.

Indore, Madhya Pradesh, IN

- Market research on Indian IT companies on the basis of M&A, expansions, turnovers etc. Explored Hosting Services market in India.

KOTA, Rajasthan, IN

Master Of Science (Msc) (Integrated 5 Yr.), Mathematics And Scientific Computing

Cfa, Level I Qualified, Finance