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Bengaluru, Ka, In

Bengaluru, Karnataka, In

Payments and Lending Product

Bengaluru, Karnataka, In

Bangalore, Karnataka, In

Fintech and Payments --Owner of the Pay later product - Solving for credit needs of the Kiranas by providing easy and affordable credit solutions. Launched industry first credit program where Kiranas get access to credit in 2mins through a complete digital journey and can make easy repayments.-Leading the commercial lending product for working capital needs of Flipkart sellers and Suppliers

Ahmedabad, Gujarat, In

- Building Co-lending(Co-origination Lending) financial product : Increasing AUM and solving for debt funding through collaboration with large banks- Loan Management and post sanction product owner : Building systems to support the post sanction life of the loan (~2kcr. book) covering Agreement execution, disbursal, collection to delinquency management- Built a Document Management System to manage, store customer documents and facilitate easy loan processing and 3rd party integrations - Fraud Identification tools for better underwriting and decisioning

Bangalore, Karnataka, In

Conceptualized and launched a B2C platform catering $3bn electronic post sales market. Built India's first service product providing upfront diagnosis and service details(reducing 95%ile service TAT to <12 hrs). Provided tech support to vendors to solve for service visibility problems.Key Metrics:Bounce Rate: ~14%, Page views 100k in <90 days, 100+ queries/day, Monthly run rate @ INR 1.5mn after 5 months of launch with operational break even.Top 25 startups at LetsIgnite, Top 10 @ SMC-IITKanpur 2015Top 5 google search results for "Bangalore Mobile Repair". Customer feedback ratings : 4.7/5

Bangalore, Karnataka, In

Business finance and strategy partner for Market Place ecosystems, Flipkart's new hyperlocal grocery arm "Nearby" and supply chain management for commerce platformFlipkart "Nearby":- Designed the framework for asset light delivery model, commission, launch strategy for Nearby- Payment flows, product logics, SOPs and processes.- Financial forecasts, 5 year plans, marketing and expansion strategies "Fulfillment Services"- PnL owner of Flipkart FCs – Monitor and drive projects to built capabilities and scale FCs- Partnered with cross functional teams to identify, drive and execute impactful cost optimization projects –Increasing % local utilization, % share of surface shipments, category wise vendor selection ; led to margin jump of 150+bps- Built models for network design of new FCs and built rate card for FCs –Automated processes for annual/monthly forecasts

Bangalore, Karnataka, In

- Designed P&L framework, commission, shipping and monetization rate cards- Designed policies for seller returns, seller and buyer protection funds, penalties and seller selection logic for FA(Flipkart Adv.)- Partner for packaging, lending and liquidation ecosystem for sellers – Helped 100k sellers improve WC and return leakages- Built robust statistical models to forecast (annual/monthly) revenue and margins and to evaluate business cases

Bangalore, Karnataka, In

Cambridge, Ma, Us

Worked as a Research Analyst in the engineering division of Akamai . Worked on following key problems:1> Problem of Counting Unique Viewers for streaming dataset- - Used the concept of probabilistic counting to count unique elements in data sets. Simulation showed the algo. worked with error less that 5% and was further implemented in Akamai's data base.2> Performability and Load Sharing on Distributed Systems:- Defined metric to track the performance of a system based on parameters like memory, speed, utilization etc. and designed a game theoretical approach for load sharing among multiple processors.

Indore, Madhya Pradesh, In

- Market research on Indian IT companies on the basis of M&A, expansions, turnovers etc. Explored Hosting Services market in India.

Kota, Rajasthan, In

Master Of Science (Msc) (Integrated 5 Yr.), Mathematics And Scientific Computing

Cfa, Level I Qualified, Finance