Accomplished Credit Analyst proficient in assessing credit risk within the connector sectors. Expertise in conducting thorough financial analyses utilizing Financial Ratios, Average Bank Balance, and Credit Report analysis. Experienced in evaluating client creditworthiness and negotiating favorable credit terms. Proficient in basic documentation work.• Analyzed financial stability of connector industries, demonstrating strong analytical thinking and attention to detail.• Conducted thorough financial analyses utilizing Financial Ratios, Average Bank Balance, and Credit Report analysis, ensuring adherence to reporting standards.• Proficient in data collection, cleaning, and organization from diverse sources.• Experienced in performing data analysis to identify trends and insights• Evaluated client creditworthiness and negotiated favorable credit terms, showcasing effective communication skills and problem-solving abilities.• Executed fundamental documentation and attention to details with a focus on accuracy improvement.• Processed files and secured approvals for various loan types, illustrating proficiency in data tracking and information extraction.• Strong ability to document processes and contribute to continuous improvement in data handling and analysis.

Spearheaded the execution of banking fund transfers for corporate clients in CITI Morocco Local Currency Transactions, and Foreign Currency Transactions, aligning closely with client preferences and process guidelines; adhered and ensured timely delivery of services.• Executed banking fund transfers for corporate clients as part of CITI Morocco Local Currency and Foreign Currency Transactions through SWIFT System, applications such as CITI Doc, Flex.• Managed regular, restricted, and legal transfers with precision.• Addressed client and branch inquiries, leading to a significant increase in customer satisfaction ratings.• Created user-friendly Excel templates for data validation that enhanced process efficiency by 30%.• Conducted remote training for new joiners, ensuring thorough comprehension of processes for teamwork enhancement.• Decreased verification time for checkers by 40% during peak periods through transaction re-validation and assurance.• Achieved 50% of urgent client requests by adhering to payment cutoffs.• Collaborated with cross-functional teams for transaction review and uncover opportunities for process improvement and heightened efficiency.• Served as a Subject Matter Expert in enhancing internal knowledge sharing by developing reporting standards, easing standard operating procedures for various tasks which improved the process by 30%