Melissa J.

Melissa J. Email and Phone Number

Mortgage Broker @ MJ Mortgage Services, LLC
Melissa J.'s Location
West Hartford, Connecticut, United States, United States
About Melissa J.

I have been a loan originator for two decades with a previous background in auto finance and insurance. I strive to be a trustworthy, reliable resource for my client and business partners. Building and nurturing long-term relationships while consistently delivering high quality service has been the cornerstone of my success. To make the home buying experience as seamless and approachable as possible, I provide loan product education, excellent rates, fast turnaround and attention to detail with full control over the loan processing to ensure a smooth closing. I specialize in Conventional and government loans including FHA, USDA and VA as well as portfolio loans to meet today’s borrowers' diverse needs. Whether you are buying your first home or renovating your current, looking for your dream vacation home or a seasoned investor building a portfolio, you can count on my experience to make the process easier for you.It is my promise and personal guarantee that I will work hard to help navigate every detail of the transaction with absolute confidence, guiding you through each step of the process. After closing I will remain a trusted advisor available to answer your questions and help plan the next steps when you are ready to move, refinance or renovate. I love what I do and look forward to serving my clients as they achieve their goals and dreams! It is my privilege to help their family and friends do the same through their referrals. I was born and raised in North Dakota and have called Connecticut my home for the last 25 years. In my free time I love spending time with my kids, grandkids and pets. I enjoy being out in nature and volunteering at a local horse rescue.There are no problems, only solutions! How can I help you? Call or text anytime. 860.961.5939 Proudly licensed in CT & MA as a mortgage broker only, not a mortgage lender or mortgage correspondent lender. I arrange, but do not make loans. MLO 114616 MB 2154491

Melissa J.'s Current Company Details
MJ Mortgage Services, LLC

Mj Mortgage Services, Llc

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Mortgage Broker
Melissa J. Work Experience Details
  • Mj Mortgage Services, Llc
    Mortgage Broker
    Mj Mortgage Services, Llc Sep 2020 - Present
    West Hartford, Connecticut, United States
  • Elm Tree Funding, Llc
    Senior Mortgage Loan Originator
    Elm Tree Funding, Llc Mar 2015 - Jun 2021
    43 North Main Street West Hartford, Ct 06107
    * Responsible for sourcing business by developing and maintaining positive working relationships with realtors, insurance agents, attorneys, CPA’s and other local lending sources.* Manages client files from inquiry to funding including compilation of required compliance records.* Analyze financial and personal data to ensure accuracy including working with credit reporting agencies to rapidly improve credit scores when inaccuracies exist. Effectively place clients in correct loan products.* All processing duties to include but not limited to, managing rate locks, loan submissions, requesting and verifying conditions of approval, submitting appraisal disputes, resolving routine title issues, processing subordinations and coordinating closing activities.* Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks and participating in professional organizations.* Works with variety of lenders to acquire knowledge of individual underwriting overlays and niches. Enjoys challenging borrowers who have unique financing needs others may turn away.* Proficient with DU, LP, GUS underwriting systems; Calyx & Encompass origination software.
  • Horizon Home Mortgage, Llc
    Senior Mortgage Loan Originator
    Horizon Home Mortgage, Llc May 2010 - Mar 2015
    43 Court Street Windsor, Ct
    * Responsible for sourcing business by developing and maintaining positive working relationships with realtors, insurance agents, attorneys, CPA’s and other local lending sources.* Manages client files from inquiry to funding including compilation of required compliance records.* Analyze financial and personal data to ensure accuracy including working with credit reporting agencies to rapidly improve credit scores when inaccuracies exist. Effectively place clients in correct loan products.* All processing duties to include but not limited to, managing rate locks, loan submissions, requesting and verifying conditions of approval, submitting appraisal disputes, resolving routine title issues, processing subordinations and coordinating closing activities.* Updates job knowledge by participating in educational opportunities, reading professional publications, maintaining personal networks and participating in professional organizations.* Works with variety of lenders to acquire knowledge of individual underwriting overlays and niches. Enjoys challenging borrowers who have unique financing needs others may turn away.* Proficient with DU, LP, GUS underwriting systems; Calyx & Encompass origination software.

Melissa J. Education Details

Frequently Asked Questions about Melissa J.

What company does Melissa J. work for?

Melissa J. works for Mj Mortgage Services, Llc

What is Melissa J.'s role at the current company?

Melissa J.'s current role is Mortgage Broker.

What schools did Melissa J. attend?

Melissa J. attended North Dakota State University, Dickinson State University.

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