Maria Gruzdeva

Maria Gruzdeva Email and Phone Number

Business Development | Building Relationship | Partnerships | Product Development | 15+ years in Cards & Payments | 10+ years in Banking | 🚀FinTech | ex-Visa @ MONELIQ LIMITED
Maria Gruzdeva's Location
Dubai, United Arab Emirates, United Arab Emirates
About Maria Gruzdeva

💼 Business Development Leader | Relationship Manager | 🤝🏽 Partnership | 💳 Payments Expert | 🚀 Digital Enthusiast | ✈️ Traveler 👋 Greetings! I am passionate Account Executive / Business Development Leader, with a strong expertise in payments industry, based in Dubai, UAEI am able to build trustful relationship with clients and partners through honest feedback, open communication, business transparency and attentiveness to details🌎 Experience: ➡️10 years in Sales Team at global payments leader Visa ➡️11+ years in top-tiered banks (Société Générale, Sberbank, Russia) ➡️ 1+ year in fintech at emerging market in the Middle East ➡️ Experience in diverse multicultural environment, with stakeholders based in: MENA region (UAE, Qatar, Lebanon, Egypt, Iraq, Pakistan), US, Asia (Singapore, India), Europe and Russian markets🌟 Key competences: 🔶 Proven track record in driving business with key and global clients, resulting in new business acquisition and company's revenue growth 🔶 Proficient in development and execution sales strategy to achieve KPIs and revenue targets 🔶 Experienced in Consultative Sales, Negotiations, Building relationship, and Project Management 🔶 Skilled in structuring, negotiating and executing strategic commercial deals to deliver high-quality results 🔶 Expert in payments, e-commerce & card business, banking and clients approach's features 🔶 Hands-on experience in organizing and facilitating events, conferences and workshops for over 100 participants. Coaching and mentoring experience💪 Core skills: 🔶Self-directed, initiative-taking, results-oriented person with strong decision making, critical thinking and analytical skills 🔶Effective communicator with powerful influence and persuasion skills. Adept in seamless collaboration across cross-functional teams and multicultural stakeholders 🔶 I am recognized for my advanced problem solving abilities and attention to detail 🔶Thrive in dynamic environment where challenges are opportunities for growth🖥 Tools:- CRM Tools, including Salesforce, MS Dynamics- Analytical Tools, including Business Intelligence, Visa Analytics Platform, MasterCard Business Intelligence- MS Office, Tableau, Figma, Miro✨ Fluent in English, Beginner in Arabic and Spanish, Native in Russian language ✨Passionate about AI, digital technologies and innovations

Maria Gruzdeva's Current Company Details
MONELIQ LIMITED

Moneliq Limited

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Business Development | Building Relationship | Partnerships | Product Development | 15+ years in Cards & Payments | 10+ years in Banking | 🚀FinTech | ex-Visa
Maria Gruzdeva Work Experience Details
  • Moneliq Limited
    Business Development Manager
    Moneliq Limited Nov 2024 - Present
    Dubai, United Arab Emirates
  • Qicard
    Senior Product Manager, Xb Business
    Qicard May 2023 - Jul 2024
    Dubai, United Arab Emirates
    Blanco FZ LLC (part of QiGroup), based in DubaiQiCard (International Smart Card) - fintech, leading payment company in Iraq• Led development and implementation of new payment consumer and commercial card products, aligned with company goals, customers’ needs, and market trends. Developed go-to market products’ strategy.• Made forecast of cards business and contributed to negotiation of Strategic Commercial Contract with key partner• Led and successfully launched complex strategic project with multiple multicultural stakeholders within tough deadlines and lack of resources.• Maintained strong business relationship with payment schemes Visa and MC, vendors, processing companies and external strategic partners.• Analyzed cards products P&L to identify opportunity for growth, proposed data-driven strategy to increase XB revenue and customers acquisition growth and optimize retention rate.• Managed cross-functional team (10 functions across 4 locations), collaborated with Mobile App, UX and Technology teams to enhance user experience and customers onboarding process.• Monitored competitors, their products and pricing. Identified key areas for improvement and tailored best practices and market trends to enhance products’ features accordingly.• Collaborated with Finance Team to simplify cards limits and pricing model, to improve operational process and to focus on customer satisfaction.• Optimized internal operational processes, created documentation and marketing materials for payment products, trained internal teams on new products, acted as SME to mentor entry level team members.
  • Visa
    Business Development Manager, Business Development Department
    Visa Dec 2019 - Sep 2022
    •Represented Visa by being primary point of contact for key and global clients in B2B segment (top-tiered International and Russian banks, FinTech partners), understanding clients’ strategies and priorities.•Ensured Visa’s dominant position on market by by implementation of country and business strategies with designated clients.•Maintained relationships and drove business agenda with over 15 key customers, incl. Top 3 bank with XXM customers portfolio.•Managed sales pitches, focusing on achieving targets through generating new business opportunities and developing existing ones.•Structured, negotiated and executed Strategic Commercial Deal (RFP) with С level stakeholders to grow and secure company's share in Clients' business.•Developed, led and executed Account plan for designated clients. Promoted and implemented Visa Core products, marketing campaigns and VAS services, resulting in over 10 VAS solutions successful launch and NR growth.•Analyzed and monitored progress of key performance indicators of designated clients, to take proactive measures to accomplish targets.•Led Cross-Functional teams (up to 15 functions) to ensure business and customer needs fulfilled•Evaluated competitor's strategy across the region, for assigned clients, and formulated a targeted action plan. •Increased key Client’s satisfaction score reaching 100% NPS by maintaining close business relationship with main stakeholders across whole functions.•Signed and executed up to 10 specific commercial agreements aimed to drive strategic projects, innovation and marketing agenda•Achieved 100% of Sales and revenue targets by utilizing a consultative sales approach that ensures clients´ business objectives.•Managed all Client related records in the CRM, being Sales Force Champion• Introduced over 15 new payment products, VAS services resulting in growing NR•Got experience in mentoring and coaching entry-level team members
  • Visa
    Business Development Executive, Business Development Department
    Visa Oct 2012 - Dec 2019
    Moscow, Russia
    •Responsible for growing business and building relationships with over 70 Clients through generating opportunities and initiatives and owning the full process of account management.• Coordinated with Visa Cross Functional Teams in order to successfully implement Account plan & clients’ initiatives • Contributed to the identification of new business development opportunities• Aligned the efforts and of various business functions to successfully deliver projects and support the Clients needs• Built an effective teamwork and collaboration with internal stakeholders• Achieved High Customer Satisfaction score•Has been promoted, due to strong performance rating during all the years and organizational impact.
  • Societe Generale
    Senior Specialist , Bank Cards And Technologies Department
    Societe Generale Jun 2010 - Oct 2012
    Moscow, Russia
    • Cooperated with global payment systems Visa and MasterCard, processing company and external partners• Conducted Service Sales for banks partners• Contributed to the Bank’s revenue by attracting 10 new banks partners and X-selling bank’s services• Developed new payment products and services from scratch with banks partners• Increased key clients’ satisfaction score• Arranged conferences and workshops for over 100 partners
  • Societe Generale
    Leading Specialist, Payment Systems Cooperation Department
    Societe Generale Dec 2005 - Jun 2010
    Moscow, Russia
    has been promoted due to strong performance.
  • Sberbank
    Senior Cashier, Bank'S Branch
    Sberbank Jun 2002 - Dec 2005
    Moscow, Russia
    TOP 1 Bank in Russian market, with assets of more than $ 571 billion- conducted all banking transactions with the individuals and legal entities.- worked with cash foreign currency and securities.- Has been promoted 4 years ahead of schedule.
  • Sberbank
    Operational Specialist
    Sberbank Jun 2001 - Jun 2002
    Moscow, Russia

Maria Gruzdeva Education Details

  • Moscow Economics University
    Moscow Economics University
    Economist
  • Moscow Credit College
    Moscow Credit College
    Banking And Financial Support Services

Frequently Asked Questions about Maria Gruzdeva

What company does Maria Gruzdeva work for?

Maria Gruzdeva works for Moneliq Limited

What is Maria Gruzdeva's role at the current company?

Maria Gruzdeva's current role is Business Development | Building Relationship | Partnerships | Product Development | 15+ years in Cards & Payments | 10+ years in Banking | 🚀FinTech | ex-Visa.

What schools did Maria Gruzdeva attend?

Maria Gruzdeva attended Moscow Economics University, Moscow Credit College.

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