Independent financial investor relations consulting firm. Focused on developing and maintaining investor interest in public company clients. Client market segment mid-cap, small-cap to micro-cap companies both domestic and international.Developed an investor relations approach to assist clients in realizing fair shareholder value in the financial marketplace.Focused on maximizing a client visibility within the investment community.Effectively communicate the business strengths. Materials include corporate profiles, business plans, fact sheets and publications.Advise and edit client drafts, press releases and start-to finish turnkey projects.Taylor business presentation materials into form for optimal reception in the investment community.Personal, telephone and written communications are utilized with major stock brokers to develop interest and highlight client activities. Established direct communication between the client and investors or between the client and media. Provided a professional service by using all or some of the following effective communication tools; Seminars, News Conferences, Newsletters, Analyst Teleconferences, Network CEO Interviews, Media Tours, and Dow Jones Interviews.

• Structure custom home financing and ownership objectives clients financial needs.• Actively manage a residential loan pipeline, guiding clients from the initial consultation stage to the closing of the transaction.• Perform full credit file analysis and report on the borrower’s financial condition and ability to repay proposed debt.• Prospect daily for new business, coordinating meetings with prospective business partners in the community.• Host presentations for industry professionals sharing new information including, education on regulatory updates and best practices to help make business more efficient.• Coach bank partners and other consultants around working with internal partners and building referral sources.

• Instrumental in the opening and development of the Eastchester Wells Fargo De Novo branch. Responsible for generating new business, uncovering financial needs, and cross-selling with business banking, private banking, and mortgage banking partners.• Profile clients and conduct needs assessments. Partner with wealth management team to recommend solutions suitable to client investment objectives and comfort ability with risk.

Full Service Licensed Financial Representative Handling a full range of banking products and services including;Business & Consumer Account Management, Residential Mortages & Home Equity Lines, Commercial & Small Business Lending, Construction Lending, Investment & Brokerage Services, Private Client Services.Michael AmatoWebster Bank72 Purchase StreetRye, New York 10577Bus: 914.967.1679Cell: 914.497.8094Mamato@websterbank.com

Acquired and deepened account relationships by recommending and selling the appropriate financial products and services to consumers and small business clients. Excelled in a competitive sales environment, driven to reach company goals and objectives.With excellent customer rapport, profiled clients gathering information essential to make the appropriate product and service recommendations. Leveraged in-depth product knowledge to satisfy client needs and suggest further efficiencies. JPMORGAN CHASE (Cont.)Analyzed clients' financial conditions and recommended appropriate investments, tax strategies and product placement accordingly.Worked closely with management(district & branch), monitoring progress towards branch and personal objectives including; campaign goals, profit and loss analysis of the branch, branch revenue, fee income, deposit balances (new money), new account acquisition(DDA's), (product)cross-sell ratios, investment income and customer service attentiveness.Awarded as 'Most Valuable Banker' in the JP Morgan Investment Services training program.Achieved the highest sales generation (PVC ranking) in my branch in several periods.Leveraged the employee referral system to motivate my colleges to set up sales and introduce potentially valuable clients.Managed and monitored business accounts on a one on one basis with small business clients. Worked to build cash flow and utilize efficiencies to increase profitability. Acquired valuable business relationships for the bank through my personal contacts. Traveled to client cites to discuss products and services with the branch business banker.

Commercial Lending Credit ProgramCredit Analyst Generated forecast reports using internal database and preformed ratio analysisConverted information from Accounts Receivable and Accounts Payable Aging into concentration table formatted with ExcelAnalyzed financial statements and created reports regularly using Baker Hill and Moody'sPartnered with a group of analysts headed by a senior loan officerApproval/Write-up ProceduresCollateral AnalysisLoan origination / renewal / change in termsPersonal/Corporate Tax Return AnalysisManaged loan portfolio for senior lending officer Provided industry analysis and research reporting