Michael Baker is a Head of Risk Solutions at Scope Ratings Uk. He possess expertise in credit risk, risk management, capital markets, fixed income, financial risk and 12 more skills. Colleagues describe him as "Michael was my MD when I worked at S&P. His ambition and drive is clearly visible in his strategic thinking and strong leadership skills. These equalities not only influenced his direct reports, but everyone who worked in his business unit. Michael elevated our team to its highest possible level, creating and managing products that were extremely necessary to financial institutions and adapting them to suit the clients. Michael's impressive knowledge of the S&P business model and understanding of the clients needs, not only drove our teams success and reputation within the specialist S&P IQ team, but with the wider company and our shareholders. As a leader he grew the team and as a MD he grew the business. Creating lasting relationship and protecting the reputation of S&P. In doing this is developed specialist professionals who were inspired to work hard for the client, the business and for him. Michael is a pleasure to work for; challenging and collaborative in equal measure. "