Michael Cullen
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Michael Cullen Email & Phone Number

Senior Vice President at SouthState Bank
Location: Round Rock, Texas, United States 11 work roles 3 schools
1 work email found @ifinancial.com LinkedIn matched
✓ Verified August 2026 4 data sources Profile completeness 100%

Contact Signals · 1 work email

Work email m****@ifinancial.com
LinkedIn Profile matched
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Current company
Role
Senior Vice President
Location
Round Rock, Texas, United States
Company size

Who is Michael Cullen? Overview

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Quick answer

Michael Cullen is listed as Senior Vice President at SouthState Bank, a with 1077 employees, based in Round Rock, Texas, United States. AeroLeads shows a work email signal at ifinancial.com and a matched LinkedIn profile for Michael Cullen.

Michael Cullen previously worked as Senior Vice President at Independent Financial and Senior Vice President at Spirit Of Texas Bank. Michael Cullen holds M Ag, Ag Finanace from Texas A&M University.

Company email context

Email format at SouthState Bank

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{first}.{last}@ifinancial.com
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AeroLeads found 1 current-domain work email signal for Michael Cullen. Compare company email patterns before reaching out.

Profile bio

About Michael Cullen

Financial Executive with over 35 years direct experience in commercial, real estate and agribusiness lending. Broad experience in financial management, credit analysis, and auditing. ALLL modeling.Specialties: Commercial Real Estate, Participation Syndication, Commercial & Agribusiness Lending. Formulating Allowance for Loan and Lease Losses Analysis.

Listed skills include Credit, Loans, Portfolio Management, Underwriting, and 26 others.

Current workplace

Michael Cullen's current company

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SouthState Bank
Southstate Bank
Senior Vice President
Austin, TX, US
Website
Employees
1077
AeroLeads page
11 roles · 26 years

Michael Cullen work experience

A career timeline built from the work history available for this profile.

Senior Vice President

Simmons Bank

The Domain, Austin Tx

Jan 2018 - Mar 2020

Austin Market President

Sage Capital Bank Na
Jul 2015 - Jan 2018

Austin Regional President

Security Sate Bank

Austin Area, Texas

Manage the loan portfolio for the Austin Texas Market

May 2014 - Jul 2015

Senior Vice President & Clo

First Star Bank
Feb 2012 - Apr 2014

Executive Vice President & Cco, Member Of Board Of Directors

Citizens National Bank

Manage the loan operations and lending function in a $250 million institution with a $96 million loan portfolio. Personal loan portfolio is in excess of $21 million. Supervise 10 loan officers in five branches dealing with commercial real estate, mortgage, agriculture, and agribusiness lending. Responsible for coordinating and implementing new business development through a loan participation network. Responsible for maintaining the Bank’s ALLL. Implemented training for SBA 504 and 7(a) loan applications. Currently serve on the Board of Directors, Executive Committee and Chairman of the Loan Committee.

Oct 2004 - Dec 2011

Svp & Cco

Hereford State Bank

Manage the loan operations and lending function for a $55 million loan portfolio. Supervise 4 officers and 3 loan assistants dealing with commercial, agriculture, agribusiness, consumer, mortgage and real estate lending. Act as the bank’s legal liaison for bankruptcy and lawsuits. Responsible for coordinating and implementing new business development through loans, leases, business and checking accounts. Process all SBA 7(a) and LowDoc applications.

Apr 2002 - Sep 2004

Vp Special Assets

Manage the Special Assets for 18 branches in the Lubbock division with total assets of $1.4 billion. Coordinate the collection, liquidation and re-marketing of special assets & ORE accounts. Assist in the restructuring of agricultural and commercial accounts. Act as the Bank’s legal liaison for bankruptcies, lawsuits and fraud investigation.

2001 - 2004 ~3 yrs

Executive Vice President & Cco

Lubbock Production Credit Association

Responsible for managing the Association’s $100 million agricultural loan portfolio. Supervised all aspects of the credit and review function in the Association’s six branch offices. Responsible for policy and procedure implementation as well as regulatory compliance. Administered and maintained the Association’s allowance for loan losses and underwriting standards. Administered and managed the Association’s agribusiness loans. Implemented the Association’s Certified Lender Program and Preferred Lender Program designation for Farm Service Agency guaranteed loans.

Feb 1991 - Dec 1999
Team & coworkers

Colleagues at SouthState Bank

Other employees you can reach at ifinancial.com. View company contacts for 1077 employees →

3 education records

Michael Cullen education

M Ag, Ag Finanace

Activities and Societies: Texas A&M Rodeo ClubThe majority of my classes were in the MBA School at Texas A&M.

Graduate Banking

Swgsb

Southwestern Graduate School of Banking at SMU

FAQ

Frequently asked questions about Michael Cullen

Quick answers generated from the profile data available on this page.

What company does Michael Cullen work for?

Michael Cullen works for SouthState Bank.

What is Michael Cullen's role at SouthState Bank?

Michael Cullen is listed as Senior Vice President at SouthState Bank.

What is Michael Cullen's email address?

AeroLeads has found 1 work email signal at @ifinancial.com for Michael Cullen at SouthState Bank.

Where is Michael Cullen based?

Michael Cullen is based in Round Rock, Texas, United States while working with SouthState Bank.

What companies has Michael Cullen worked for?

Michael Cullen has worked for Southstate Bank, Independent Financial, Spirit Of Texas Bank, Simmons Bank, and Sage Capital Bank Na.

Who are Michael Cullen's colleagues at SouthState Bank?

Michael Cullen's colleagues at SouthState Bank include Laura Mannino, Gavin Stebbins, Cheryl Mcdonald, Nancy Meza, and Tracy Jakse, Ctp.

How can I contact Michael Cullen?

You can use AeroLeads to view verified contact signals for Michael Cullen at SouthState Bank, including work email, phone, and LinkedIn data when available.

What schools did Michael Cullen attend?

Michael Cullen holds M Ag, Ag Finanace from Texas A&M University.

What skills is Michael Cullen known for?

Michael Cullen is listed with skills including Credit, Loans, Portfolio Management, Underwriting, Mortgage Lending, Commercial Banking, Commercial Lending, and Management.

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