Michael Govender

Michael Govender Email and Phone Number

Finance And Insurance Business Manager at Suzuki Northcliff @ Trust Auto Group
south africa
Michael Govender's Location
City of Johannesburg, Gauteng, South Africa, South Africa
About Michael Govender

I have worked within the industry for over 20 years, I have developed a wide range of skills that would meet, and exceed the expectations for the role. In my present role as a Finance & Insurance Manager for Supercars Brokers have had many achievements, including Maintaining a high second gross income and working as one with sales team to optimize profitability and maximize on sales potential. I was involved in almost all aspects of the vehicle sales department. All transactions must adhere to FAIS regulations and compliance rules in line with legislation. I am able to building trust and confidence in my sales team and clientele which is very important and vital to a smooth operation

Michael Govender's Current Company Details
Trust Auto Group

Trust Auto Group

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Finance And Insurance Business Manager at Suzuki Northcliff
south africa
Employees:
13
Michael Govender Work Experience Details
  • Trust Auto Group
    Finance And Insurance Business Manager
    Trust Auto Group Jan 2018 - Present
    Johannesburg Area, South Africa
  • Capital Auto World
    Finance And Insurance Business Manager
    Capital Auto World Mar 2017 - Dec 2017
    Johannesburg Area, South Africa
    ● Average APU R12 000.00.● Arranged finance on behalf of clients.● Loaded deals on Signio, and Lighthouse Auto.● Invoiced deals on Auto Dealer Administration System. ● Invoiced warranties on Debella Finance.● Costing (Front end and Back end profit before deal could be invoiced out).● Arranged all relevant documents for finance.● Liaised with clients regarding finance feedback and signing up finance agreements.● Reported on All payout during the Cashflow meeting every morning● Signed and verified documents for finance● Arranged insurance quotations.● Submitted of payout documents and obtaining payout within 48hours.● Sold value added products to generating second gross income.● Requested settlements and natis documents.● Performed HPI check on trade in vehicle's ● Report on debtor’s reports.● NCA, FICA AND FAIS compliance.
  • Relief F&I Consulting
    Relief Finance And Insurance Business Manager
    Relief F&I Consulting Apr 2016 - Mar 2017
    Johannesburg Area, South Africa
    ● Relieved F&I at various dealership (Suzuki Bryanston,Suzuki Northcliff)● Arranged finance on behalf of clients.● Loaded deals on Signio, Seriti and Lighthouse Auto ● Invoiced warranties on Debella Finance.● Each dealership had different targets per a deal so I tried my best to achieve they targets.● Arranged all relevant documents for finance.● Liaised with clients regarding finance feedback and signing up finance agreements.● Signed and verified documents for finance● Arranged insurance quotations.● Submitted of payout documents and obtaining payout within 48hours.● Sold value added products to generating second gross income.● Requested settlements and natis documents.● Report on debtor’s reports.● NCA, FICA AND FAIS compliance.
  • Sesfikile Taxi Finance
    Manager
    Sesfikile Taxi Finance Jun 2013 - Apr 2016
    Durban Area, South Africa
    ● Arranged finance on behalf of clients.● Averaged number of Taxis sold was 45 ● Managed a team of 6 staff ● Managed purchasing, appraising and inventory● Oversaw invoicing ● Liaised with various Taxi association and owners● Assisted and completed Finance application for Taxi Finance● Arranged with SA Taxi Finance Office to sign client.● Assisted and arranged insurance quotes● Ensured that the dealership is properly merchandised● Operated within company, policies and procedures, exercising control and providing direction● Dealt with client quires and complaints amicablyKey achievements ● Managed to build relationship with various different taxi associations.● Implemented admin processors for quicker turn around time in when delivering vehicle.
  • Ans Motors
    Branch Manger
    Ans Motors Jan 2011 - Apr 2013
    Durban Area, South Africa
    ● Averaged number of vehicles sold was 50 including cash and finance.● Sold value added products to generate second gross income.● Managed purchasing, appraising and inventory.● Effective management, monitoring and achievement of the branch’s business targets.● Exercised control and provide direction to ensure the achievement of profitability and growth strategies for the branch.● Ensured that the dealership is properly merchandised.● Complied with all legislative requirements.● Operated within company, policies and procedures, exercising control and providing direction.● Supported and assisted salesmen to set realistic and aggressive monthly targets and support deal closure and approval.● Requested settlements and natis documents from banks.● Managed vehicle pricing and discounting of vehicles.● Was able to maximized profitability to meet monthly targets and goals.● Was able to Streamline processes when applying for finance to ensure quick response from banks.● Dealt with client quires and complaints amicably.Key achievements ● Achieved Monthly targets● Made the dealership more profitability by obtaining stock on consignment
  • The Motor Finance Corporation
    Dealer Relation Manager
    The Motor Finance Corporation Oct 2004 - Oct 2010
    Durban Area, South Africa
    ● Ensured that the dealership is properly merchandised● Managed a portfolio of 36 million a month, which consist of used cars and group dealerships.● Budgeting – Managed dealerships target and dealer incentive.● Calling program – visited dealerships twice a week.● Worked has relief finance and insurance manager when required.● Trained and assistance with value added product.● Collected and checked original contracts and documents from dealerships.● Managed Error and outstanding documents.● Implemented Marketing strategies to increase business with dealership.● Assisted finance and insurance Manager with training and signing of contracts.● Operated within MFC policies and procedures.● Completed all relevant regulatory examination.● Was able to manage MFC service level agreement with dealerships and clients.● Was able to do yearly strategic planning.● Management information and reporting principles, tools and mechanisms● Treated dealerships and customers fairly.● Managed transformation and change.● Was able to build partnerships and customer focus with dealership.Key achievements ● Increased market share within portfolio to over 60%.● Best performing BDO within the branch.
  • The Motor Finance Corporation
    New Business Team Leader
    The Motor Finance Corporation Jan 2003 - Oct 2004
    Pretoria Area, South Africa
    ● Ensured that the dealership is properly merchandised● Managed a portfolio of 36 million a month, which consist of used cars and● Ensured financial figures of the department are true and accurate. 
● Controlled, monitored and distributed workflow.● Ensured that all processes are in place and up to date. 
● Attended to client queries and complaints
.● Rewarding/recognition of staff on outstanding performance.● Continuous Coaching and development of staff
.● Managed and maintain cost within budget
.● Reported on any risks identified to Manager
.● Maintaining high ethical standards to prevent market abuse.● Ensured that staff, at all times, are skilled and training is constantly receiving attention.● Maintain succession planning and maintain Performance Management
.● Good knowledge of vehicle finance systems (lotus notes, AS400 & Transunion ITC).● Excellent knowledge of the applications, contract and payout processes.● Good knowledge of credit and lending principles and value added products
● Good understanding of the code of banking practice and proceduresKey achievements ● Increased productivity within region.● Won award for best-managed team and region.
  • The Motor Finance Corporation
    Validation Officer
    The Motor Finance Corporation Jan 2002 - Jan 2003
    Pretoria Area, South Africa
    ● Ensured that staff, at all times, are skilled and training is constantly receiving attention.● Ensured effective and accurate assessment of validations.● Analyzed gathered information and make an accurate decision accordingly.● Maintained low error rate to minimize the risk of the bank.● Prevented fraud from being transferred onto MFC book.● Prevented the loss of good application due to validations not properly done ● Improved Human Resources Business Processes.● Passed all relevant regulatory examinations.● Was able to fill the role of Administration officer including data capturing and filling.Key achievements ● Was able to detect and reduce fraudulent deals.● Was able to Validate 800 deals in a month
  • The Motor Finance Corporation
    New Business And Payout Officer
    The Motor Finance Corporation Feb 2000 - Jan 2002
    Pretoria Area, South Africa
    ● Adhered to bank policy and procedure.● Captured finance application on Lotus Note System.● Ensured that all conditions and risk elements are 100% in place.● Accurately checked and paid 800 deals per month.● Reported suspicious and fraudulent transactions.● Managed and maintained cost within budget● Trained on relevant to software and systems (Lotus Note, AS400 and Transunion ITC).● Was able to build dealers relationship, loyalty and trust.● Was able to take action and making decisions on deals.● Was able to handle high stress tolerance during month end week.● Managed workflow includes Time Management and self-management.● Prepared and distributed contracts to the dealers.● Adhered to turnaround times when processing deals. Key achievements ● Wrote and passed all bank examination.● Won employee of the month numerous occasion

Michael Govender Skills

Customer Service Microsoft Office Sales Strategic Planning Microsoft Excel Project Management Sales Management Team Building Leadership Negotiation Microsoft Word Marketing Marketing Strategy Microsoft Powerpoint Inventory Management Team Leadership Operations Management Business Strategy Customer Satisfaction Product Development Strategy Customer Relationship Management Management Finance Business Development Financial Services Banking Performance Management Training Business Process Financial Risk People Management Business Management Training And Development Outsourcing

Michael Govender Education Details

  • Shaw Academy
    Shaw Academy
    79%
  • Shaw Academy
    Shaw Academy
    Human Resources Management/Personnel Administration, General
  • Shaw Academy
    Shaw Academy
    Computer Program
  • Moonstone Business School Of Excellence
    Moonstone Business School Of Excellence
    Banking, Corporate, Finance, And Securities Law
  • Shaw Academy
    Shaw Academy
    79%
  • Shaw Academy
    Shaw Academy
    79%
  • Moonstone Business School Of Excellence
    Moonstone Business School Of Excellence
    Finance And Insurance
  • Course Park Learning Network
    Course Park Learning Network
    Workforce Development And Training
  • Moonstone Business School Of Excellence
    Banking, Corporate, Finance, And Securities Law
  • Pearson Institute
    Pearson Institute
    Technology Teacher Education/Industrial Arts Teacher Education
  • North-West University/Noordwes-Universiteit
    North-West University/Noordwes-Universiteit
    Sales And Marketing Operations/Marketing And Distribution Teacher Education
  • Pro Driving Tactics
    Pro Driving Tactics
    Advance Driving Seminar
  • North-West University/Noordwes-Universiteit
    North-West University/Noordwes-Universiteit
    Sales And Marketing Operations/Marketing And Distribution Teacher Education
  • Capital Campus
    Capital Campus
    Motor Industry
  • Capital Campus
    Capital Campus
    Short Term Insurance
  • Motor Finance Corporation
    Motor Finance Corporation
    Banking, Corporate, Finance, And Securities Law
  • Motor Finance Corporation
    Motor Finance Corporation
    Banking, Corporate, Finance, And Securities Law
  • Pax Commercial Collage
    Pax Commercial Collage
    Basic Computing Course
  • Crystal Point Secondary School
    Crystal Point Secondary School
    Senior Matric Certificate

Frequently Asked Questions about Michael Govender

What company does Michael Govender work for?

Michael Govender works for Trust Auto Group

What is Michael Govender's role at the current company?

Michael Govender's current role is Finance And Insurance Business Manager at Suzuki Northcliff.

What schools did Michael Govender attend?

Michael Govender attended Shaw Academy, Shaw Academy, Shaw Academy, Moonstone Business School Of Excellence, Shaw Academy, Shaw Academy, Moonstone Business School Of Excellence, Moonstone Business School Of Excellence, Moonstone Business School Of Excellence, Course Park Learning Network, Moonstone Business School Of Excellence, Pearson Institute, North-West University/noordwes-Universiteit, Pro Driving Tactics, North-West University/noordwes-Universiteit, Capital Campus, Capital Campus, Motor Finance Corporation, Motor Finance Corporation, Pax Commercial Collage, Crystal Point Secondary School.

What skills is Michael Govender known for?

Michael Govender has skills like Customer Service, Microsoft Office, Sales, Strategic Planning, Microsoft Excel, Project Management, Sales Management, Team Building, Leadership, Negotiation, Microsoft Word, Marketing.

Who are Michael Govender's colleagues?

Michael Govender's colleagues are Carine Galloway, Charlotte Rogers, Dyllan Roberts, Wayne Simmonds, Ludwig Pienaar, Bianca Rahme, Juan Van Der Merwe.

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