Michael Kurinsky Cpcu, Arm, Api Email & Phone Number

Boston, Massachusetts, United States

Boston, Massachusetts, United States

Boston, Massachusetts, United States

Greater Boston Area

Manage analytics for third party agency digital & call center distribution channel for Liberty Mutual & Safeco. Responsible for providing insights & reporting to support $1.5B PIF DWP ($250M NB DWP) and $150M annual budget across a diverse portfolio of national accounts. Partners under management contribute >10% of Liberty Mutual’s new business plan

Greater Boston Area

Key contributor on NB Profitability team to revamp POSU model by rebuilding SAS and Excel tools to incorporate CW and state specifics. Took ownership of project working with DSO’s for 25 state recommendations and implementation. Identified and found solution of a coding error resulting from model change during first wave states which ensured future states rollout success.

Greater Boston Area

Hartford, Connecticut Area

Developed rate and underwriting strategies for automobile and homeowner products to achieve business targets for FL, AL, MS, GA, and most recently SC with annual written premium of over $200million.Priced a new auto product in AL and MS to achieve competitive and profitability targets using competitor and internal data. Completed the GA rollout of the new product by identifying features and benefits to agents. Leading post-monitoring analysis to identify vulnerable areas within the pricing to reduce future financial and production impacts.Produced a countrywide process using MS Excel and VBA to create quarterly roll forwards for state teams to analyze their financial position compared to plan and year-end. Presented monthly to senior leadership the countrywide roll forwards and explained rationale from state team adjustments. Transitioned the monthly updates to an entry-level analyst for development opportunities.Created a countrywide MS Excel and MapPoint model to identify opportunities for growth and communicated actionable findings with sales to achieve year-end production targets.Managed 20-30 annual actuarial rate reviews with Pricing Analysts to execute on pricing strategies. Worked with complex Department of Insurance to actuarially justify segmentation and pricing strategy.Managed a team of 3 entry-level analysts in a case competition to analyze Alabama automobile and formulate a pricing decision to senior leadership. Coached a team of 4 interns in a summer capstone competition to develop a business plan to pilot a Home Telematics system to more accurately price and underwrite homes.Participated in PPDP recruiting at Temple and CCSU as well as on a panel of interviewers for full-time and intern candidates.Mentored three Pricing Analysts and two Interns in with on-boarding, filing, and ad hoc projects throughout their tenure in the Product Pricing Development Program. Each were promoted to Market Analyst or offered a full-time position.

Support state teams with their rate reviews and create indications as well as filing packages for Department of Insurance approval of company's rating strategy for personal lines.Maintain four departmental databases in MS Access and Windows SharePoint to produce reports for management and audits.

Obtained 14 weekly students throughout MD/VA/DC for math tutoring.Tutor subjects for middle/high school including pre-algebra, algebra 1, algebra 2, geometry, trigonometry, precalculus, AP Statistics, AP Calculus AB/BC, college statistics, graduate statistics, SAT Math, and SSAT Math.

Tutored undergraduate and graduate statistic courses Thoroughly explained topics and reviewed homework problems with students Presented an easy procedure to solve the problems and explained all the steps needed to obtain the answer

Hartford, Connecticut Area

Completed sections of Maryland and District of Columbia home reviews including univariate factor analysisAssisted Virginia team with a competitor analysis to determine rate changes based on territories and home construction typeDeveloped an innovated idea to increase retention rates while increasing premiums for small commercial businesses for Capstone project

Performed employee defined benefit calculations for several clientsAssisted actuarial analyst with special calculation projects and preparing valuations for clients Completed all new hire training, as well as, many current employee training modules

Highly proficient using Excel and VBA to update models Created an Accident and Health model to create age-to-age factors for monthly, quarterly and yearly data Priced an account for a small insurance company using loss picks and age-to-age factors

Co-founded and ran a lawn mowing companyMowed and maintained lawns for 30 weekly clientsDeveloped and ran company website to increase gain clientsCreated company strategies for long term growth