Michael Lipsitz Email & Phone Number

As Wells Fargo’s Chief Regulatory and Policy Affairs Executive, I oversee the company’s regulatory and policy initiatives and functions, including Regulatory Relations, the Enterprise Policy Office, Non-Financial Regulatory Reporting, and the Office of Consumer Practices. I am a member of the company’s Management Committee and advise executive management and board members on various regulatory, policy, governance, and risk and control matters, including remediating legacy regulatory issues. I am privileged to oversee a team of dedicated professionals within the company’s Chief Operating Office that helps drive an integrated enterprise-wide approach to Wells Fargo’s regulatory, policy and governance activities, including the company’s relationships and interactions with its regulators and supervisors globally, policy development and implementation, and consumer practices strategies.

As the company’s interim chief compliance officer, I oversaw and ensured continuity in the day-to-day activities of Wells Fargo’s global Compliance Risk Management function. I led the team of second line of defense compliance professionals who oversee and challenge all Wells Fargo business groups and enterprise functions to help them and the company abide by applicable laws, rules, regulations and regulatory expectations; meet compliance responsibilities and manage compliance risks; and strengthen risk management across the enterprise.

While Chief Policy Advisor at Wells Fargo, I oversaw the company’s corporate policy development and implementation, and worked to ensure an integrated enterprise-wide approach to Wells Fargo’s governance and corporate policy execution. Additional responsibilities included overseeing Wells Fargo’s Community Reinvestment Act team and developing strategy.

Boston, Ma

Led the Santander US Legal and Corporate Affairs Department and oversaw legal risk management, and legal advice and support, for Santander Holdings USA, Inc., Santander Bank, N.A. and other Santander entities, businesses and functions across the United States. Also oversaw the Santander US Government Relations and Public Policy, Regulatory Relations, Consumer and Business Practices, Corporate Social Responsibility, Corporate Secretary, and Governance functions. Advised U.S. and global executives on legal, regulatory, risk, control, policy and governance matters, including with respect to the U.S. bank regulatory environment for large regional banking institutions and foreign banking organizations.

Chicago, Il And New York, Ny

Led teams providing dedicated legal support to Chase’s Consumer and Business Banking businesses (Consumer Banking, Business Banking, Chase Wealth Management), Chase Auto Finance and Student Lending, and Chase’s cross-consumer Marketing/Social Media group, with shared responsibility for the Digital legal team. Counseled Office of Non-Profit Engagement, Office of Regulatory Affairs, Media Relations, Government Relations and Consumer senior management generally. Member of Consumer Banking, Consumer & Community Banking Legal, and JPMorgan Chase & Co. Legal Department management teams. Also chaired JPMorgan Chase’s global pro bono program.

Chicago, Il And New York, Ny

Led Legal teams responsible for dedicated legal support to Chase Consumer Banking, Chase Business Banking, and Chase Wealth Management. Served as the Line of Business General Counsel advising the Consumer and Business Banking CEO and senior management team.

Chicago, Il And New York, Ny

Led the Legal team responsible for dedicated legal support to Chase’s Consumer Banking business, comprising over 5,000 branches in 23 states and related products, services, operations and support functions. Served as General Counsel for Chase Business Banking (2004-2010) and Chase Wealth Management (2010-2011). Also oversaw the Chase Wealth Management Legal team, and shared responsibility for the Compliance teams supporting Consumer Banking, Business Banking and Chase Wealth Management. Served as the Business General Counsel advising the Consumer Banking CEO and senior management team. Member of the senior teams responsible for several complex acquisitions, including Chase’s Washington Mutual purchase and assumption transaction with the FDIC.

Chicago, Il

Led the Legal team responsible for dedicated legal support to Bank One’s Retail Lending and Community Investment business, comprising Mortgage Lending, Home Equity Lending, Auto Finance, Student Lending, Business Banking credit, Private Client Services credit, and Tax-Related Products businesses, as well as Bank One's Community Reinvestment and Community Development functions. Served as the business general counsel advising the Retail Lending and Community Investment CEO and senior management team.

Chicago, Il

Led the Legal team responsible for supporting Bank One's M&A function and served as lead transaction lawyer on a variety of acquisition, divestiture and joint venture transactions and initiatives.

Chicago, Il

Responsibilities comprised a wide array of '33 Act and '34 Act transactions and functions, corporate matters, and M&A transactions and initiatives.

Chicago, Il

Chicago, Il

Chicago, Il

B.A., Political Science

J.D., 1989