Michael D. McAuley is a Principal of Garrett, McAuley & Co., a banking and mortgage banking consulting firm that “helps lenders increase revenues, control costs and better manage risk.” Mike has more than twenty years of commercial banking experience in financing mortgage bankers, homebuilders, and related firms, most recently at JP Morgan Chase. Mike is an acknowledged expert in the field of mortgage banking and warehouse lending, and he consults with mortgage bankers, banks, credit unions, and regulators. He focuses on assisting mortgage bankers with improving their strategies, finances, compliance, secondary marketing, and operations. He has also helped commercial banks establish, assess, and improve their mortgage warehouse lending operationsMike is a graduate of Georgetown University in Washington, D.C.; a past chairman of the RMA Warehouse Lenders Roundtable; member of the Warehouse Lending Subcommittee at the Texas Mortgage Bankers Association; and a Graduate with Distinction, Willis Bryant Award finalist, and Lecturer at the School of Mortgage Banking.