Provide business development, operational strategy, process improvement and management services to the mortgage and consumer finance industries. Apply compliance, team building and profitability skills to clients’ changing needs. Engaged by a Wall Street Private Equity group to set up loan servicing operations in Athens, Greece. Client Development, SVP for an established law firm licensed in IN, OH and PA and successfully growing their client base and account volumes.

Joined Sortis Financial, Inc in Dallas, Texas as the SVP of Business Development. Sortis Financial, formerly known as ClearSpring Loan Services, is an established special servicer of both mortgage and consumer debts. Our focus is the servicing and liquidation of loans for clients that own loan portfolios that require premier, customizable and fully compliant servicing expertise.

Joined Resolve Solution Services Corporation in early 2007 after purchasing an ownership interest in the company. As President, CEO and majority shareholder, oversaw all aspects of the organization. As a certified minority owned small business and nationally licensed collection agency, provide borrower outreach, loss mitigation and loan servicing support services through our Dallas Texas area call center. Successfully serviced unique loan programs for our mortgage originator and servicer clients across the country including GSE; averaging over 30,000 new mortgage account assignments per month.

Served on the Board of Directors for A2Z Field Services, a national mortgage property inspection and preservation company that provides support to mortgage originator and servicers.

Engaged by Bank Source Mortgage as an independent Consultant to advance their knowledge and position in specialized mortgage lending. With a foundation of subprime loan servicing and collections, completed a detailed review of their operations, management, customers and clients. Implementing Six Sigma disciplines, a total reorganization of the division was successfully implemented resulting in materially increased and sustainable profits. Audit, Compliance and QC procedures established and managed to insure improvements were sustained.

Recruited by GMAC-MH to add senior management and manufactured housing experience to their start up finance organization. Collaborated in all areas of loan originations and servicing. Initial focus on building a loan production team, establishing the processes, procedures, information technology, documents and target markets for loan originations and acquisitions in the Wholesale, Broker and Retailer channels.

Joined GT’s Consumer Finance Division (CFD) in 1995 to create a national marketing organization and amplify the loan origination and servicing operations.• Grew market presence with a national network of 45 Marketing Reps located throughout the US. Increased retail dealer base from 1500 to 7000 independent retail dealers with a diverse range of consumer products; Steinway pianos, Harley Davidson motorcycles, luxury yachts and motor coaches.• Promoted to President of the CFD in 1996 with full P&L responsibility. Grew the business from $96MM in 1994 to over $1B in new loans annually in 1997, 1998 and 1999. • Facilitated FICO scorecard development for loan performance improvement • Introduced a dealer specific credit card business that improved dealer loyalty• Serviced multi-billion dollar subprime consumer portfolio; 30+ delinquency below 2.00%.• Reduced loan origination costs from 8.50% to 3.75% resulting in annual savings of $50MM. • Facilitated scorecard for predictive dialing collection improvement• Represented GT at investor, rating agency and shareholder meetings.EVP, Manufactured Housing Division (MHD)Joined MHD in mid 1999 to assist with Conseco’s largest division. On Executive Team tasked with centralizing the servicing of a $26B subprime loan portfolio into 3 collection call centers from 50 Region Offices. Managing Director, MHDTransferred in early 2003 to oversee 6 Region Offices responsible for subprime loan servicing.• With repossessed homes reaching 25,000 units, started the X-Lot (eXclusive) repo sales organization to team up with over 50 MH dealers to sell Conseco repos exclusively. Opened 21 Conseco owned sales centers across the country under the name Landmark Manufactured Housing, Inc. Improved loan balance recoveries, monthly inventory turn and new customer credit quality.• Trained and Certified as a Six Sigma process Champion and advised Six Sigma Black Belt teams on numerous bottom line enhancing projects

ITT and Cargill Industries Strategic Alliance to enter the manufactured housing retail and wholesale finance industry. Responsible for the development, organization and launch of a start-up national MH origination and subprime servicing/collection corporation; policies and procedures manuals, credit scorecard development, associate recruiting, hiring and training, operating systems selection and implementation, marketing and business development, as well as Audit, Compliance and Quality Control. Entered market in a record 90 days with operating centers in Atlanta, GA, Charlotte, NC, Phoenix, AZ and Kansas City, MO.

Senior Vice President, Divisional ManagerPromoted to Senior Vice President to oversee 17 Region Offices and open 4 new expansion offices in 2 years. Responsible for all areas of loan originations and loan servicing/collection. Worked with the Fair Isaac organization and a diverse group of corporate executives to create and launch a new credit scoring system. Generated $1B in loan production.Region ManagerOriginally served as a Region Manager in Atlanta, Georgia, recruited to turn around a troubled office; dramatically improved staff morale, exceeded loan production targets, outstanding reduction in delinquency and repo inventory. The office became one of the company’s premier offices within 6 months.

Asset Liquidation Manager and Bank Closing ManagerWorked with the FDIC during the oil industry collapse in Texas in the 1980’s. Serviced subprime failed bank assets and served as a Due Diligence Officer on 10 bank audits and as the Bank Closing Asset Manager on 20 bank closings; organizing the bank closing team, accounting for all failed bank assets and coordinating with the assuming bank on a rigorous and condensed timeline. Received letters of commendation from FDIC.