Michael Ozenia Email & Phone Number

Toronto, Ontario, Canada

Toronto, Ontario, Canada

Toronto, Ontario, Canada

Dubai, United Arab Emirates

• Administered a team of tellers to ensure all initiating transaction forms are valid, accurate, and within approval limits, and any excess or cash shortage is reported accordingly.• Reviewed necessary documents/files for QA, rechecking daily teller vouchers, and executing compliance and control procedures to ensure all transactions are processed per procedural requirements.• Maintained and reconciled all records associated with suspicious transactions. Ensuring accurate records and preparing reports for the same. • Acting as a custodian of cash and security items to safeguard against misuse or possible losses, ascertaining that the stationery items are balanced daily against the computer-generated reports.

Dubai, United Arab Emirates

· Accepted deposits, withdrawals, encashment of cheques, and other monetary transactions.· Performed Inter group debit and credit within Emirates Bank Group.· Performed balancing of all transactions at the end of the day.· Ensured that there were no erroneous postings in Audit Trail Reports.

Pasig, National Capital Region, Philippines

• Interviewed clients on their financial needs; offer appropriate products or services and secures requirements from the client in opening account/s. • Processed opening a new account (savings account, current account, time deposit).• Processed the sale of Manager’s Check, Telegraphic Transfer, Demand Draft, and Travel Funds such as FCD notes and Travelers' Checks.• Processed interest payments and renewal/rollovers of Time Deposits based on maturity dates.• Processed bank certifications, bank statements, ATM card replacements, and lost passbook replacements.• Prepared credit investigation requests for new Current Account clients and forwards them to Credit Department.

Pasig, National Capital Region, Philippines

• Accepted deposits, withdrawals, bills payment, encashment of checks, and other monetary transactions.• Performed balancing of all transactions at the end of the day.• Ensured that no erroneous postings were found in the Transaction Journal. • Provided reports for Government Agency such as Bureau of Internal Revenue, Social Security System, National Home Mortgage and Finance Corporation, and Philippine Health Insurance Corporation.• Managed ATM operations and controls, including proper maintenance of ATM vestibules, availability of forms and supplies, preparation of ATM cash proofs, and reporting. • Managed branch totals, sorted, prepared, and submitted reports, as well as other office duties.

Financial Planning And Wealth Management

Fellowship Program Entrepreneurship

Bachelor Of Science (B.Sc.), Banking And Finance