Michael Rapoport Email & Phone Number

New York, NY, US

• Conduct high quality credit analysis on insurance companies, banks, and non-bank financial institutions.
• Manage a portfolio of 40+ insurers/reinsurers from due diligence to underwriting to credit monitoring and limit setting.
• Communicate key issues associated with each credit and recommend risk ratings and limits for existing and prospective names within the assigned portfolio.
• Inform senior management on risks for individual insurers during quarterly portfolio review meetings.
• Generate timely interim credit reviews and other ad-hoc reports to assist in the approval of imminent transactions.
• Update limits, monitor line usage activity, and ensure that credit exposure is captured accurately in the system of record.

• Analyzed credit quality of oil & gas firms, utilities, banks, brokers, and hedge funds.
• Evaluated and assigned internal credit ratings to existing and new borrowers.
• Monitored limit utilization and excesses over limits.

• Performed credit risk assessments on broker-dealers, banks, and hedge funds.
• Conducted annual customer reviews and analysis of prospective clients

• Conducted in-depth credit analysis on national, regional, and community banks.
• Wrote timely press releases and research reports on U.S. banks and other financial institutions.
• Made rating recommendations to senior analysts and participated in credit committee discussions.
• Performed due diligence on issuers by meeting with and interviewing senior company executives.
• Contributed to a newsletter publication

• Conducted credit analysis on commercial banks, broker-dealers, asset managers, insurance companies, development organizations, and hedge funds.
• Prepared timely credit reports and limit applications in partnership with relationship managers.
• Monitored customer financial performance for signs of credit deterioration.
• Authored industry reviews and stayed informed on current developments within the assigned portfolio.

Conducted fundamental and technical analyses of targeted companies to determine trading opportunities.Traded U.S. equities across all sectors for firm's proprietary trading account.Maintained a disciplined risk management approach to limit exposure and increase profitability.

Evaluated and monitored the creditworthiness of potential and existing customers through quality credit analyses and timely preparation of credit analysis reports and credit applications. Conducted analyses of specific industries/ sectors (Latin America, hedge funds, sub-investment grade credits, etc.) in order to improve the diversity of the firm's.

Montreal, QC, CA

Bachelor Of Arts

Master, Business Administration