I am currently a Regulated Mortgage Consultant for Danske Bank dealing with direct mortgage applications. I have 20 years of experience in business, customer service, sales and financial sectors within Northern Ireland. I have extensive experience in secured and unsecured lending within Northern Ireland.I have 12 years of management experience within direct and non direct customer environments. When faced with adversity I am adaptable in my approach in order to find the best possible solution. I am currently in my final year of a BSC Honors degree in leading customer operations with the Ulster University.
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Assistant Branch ManagerDanske BankLisburn, Gb -
Mortgage ConsultantDanske Bank Aug 2018 - PresentNorthern Ireland, United KingdomI have completed CeMAP Level 3 - May 2022. I completed sign off as a Regulated Mortgage Consultant in August 2022.I currently deal with all direct mortgage applications including calls, recommendations, legal requirements, paperwork, credit applications and customer paperwork completion.Opening of current accounts, savings accounts, and current accounting switch service.Credit appointments including credit card accounts, overdrafts and personal loans.I am… Show more I have completed CeMAP Level 3 - May 2022. I completed sign off as a Regulated Mortgage Consultant in August 2022.I currently deal with all direct mortgage applications including calls, recommendations, legal requirements, paperwork, credit applications and customer paperwork completion.Opening of current accounts, savings accounts, and current accounting switch service.Credit appointments including credit card accounts, overdrafts and personal loans.I am able to confidently review and discuss customers’ financial positions and help and support with potential solutions to their issues.Speaking directly with customers and delivering on being the best bank for our customers and colleagues. Show less -
Sales ExecutiveSere Motors Jul 2017 - Jul 2018Lisburn & Castlereagh, Northern Ireland, United KingdomI joined SERE as a sales executive in their Lisburn branch. There are daily/weekly/monthly targets to achieve bonus including volume sales as well as add-ons and optional extras. Customer interactions can either be face-to-face, on the phone, or via an online chat forum. It is important to treat the customer fairly and handle all interactions in the correct manner. ‘People buy from people’ is one of the strap lines that are used and it is true. If you treat customer fairly, listen to… Show more I joined SERE as a sales executive in their Lisburn branch. There are daily/weekly/monthly targets to achieve bonus including volume sales as well as add-ons and optional extras. Customer interactions can either be face-to-face, on the phone, or via an online chat forum. It is important to treat the customer fairly and handle all interactions in the correct manner. ‘People buy from people’ is one of the strap lines that are used and it is true. If you treat customer fairly, listen to what they are saying, and try and match their needs to what you have to offer, then everyone is happy. Show less -
Deputy Store ManagerLidl Ireland Jan 2017 - Jul 2017Banbridge, Northern Ireland, United KingdomI was a Deputy Store Manager for Lidl based in their Banbridge Store. This is one of the new concept stores and one of the largest stores in Northern Ireland. Lidl is a fast paced environment, with no two days the same. I was responsible for 14 advisors based in the store. My responsibilities include:Stock ordering process and shopfloor layout updatesImplementation of Non-food layouts and theme eventsQuality/Freshness Checks and controlsCash ManagementPeople Management… Show more I was a Deputy Store Manager for Lidl based in their Banbridge Store. This is one of the new concept stores and one of the largest stores in Northern Ireland. Lidl is a fast paced environment, with no two days the same. I was responsible for 14 advisors based in the store. My responsibilities include:Stock ordering process and shopfloor layout updatesImplementation of Non-food layouts and theme eventsQuality/Freshness Checks and controlsCash ManagementPeople Management including holiday and shift planningCoaching/training new staff members to improve knowledge and customer experienceKPI management including store budgets, COS, and advisor retention Show less
Michael Ritchie Education Details
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Predicted 2:1 -
Merit
Frequently Asked Questions about Michael Ritchie
What company does Michael Ritchie work for?
Michael Ritchie works for Danske Bank
What is Michael Ritchie's role at the current company?
Michael Ritchie's current role is Assistant Branch Manager.
What schools did Michael Ritchie attend?
Michael Ritchie attended Ulster University, The London Institute Of Banking & Finance, Trinity College Dublin.
Who are Michael Ritchie's colleagues?
Michael Ritchie's colleagues are Anders Krog, Anders Lyng, Jeppe Holmelund Hansen, Visti Nielsen, Thomas Hansen, Nicklas Gibhardt Rørholt, Christian Crone Glaas.
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Michael Ritchie
United Kingdom -
Michael Ritchie
Greater Leicester Area2nationalgrid.com, uk.ngrid.com
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