Michael Cobbledick Email & Phone Number

I bring 25 years of experience in delivering business and digital transformation across the financial services and IT sectors, along with building start-ups and consulting for leading blue-chip companies in South Africa and Europe. My success stems from a blend of big-picture thinking, creativity, analytical skills, and a keen eye for detail, enabling me to build high-performing teams and businesses. I specialize in enhancing customer experience and optimizing operational efficiencies through digital solutions and process automation.Pragmatic and personable, I leverage empathy and emotional intelligence to build trust, foster cohesion, and empower continuous learning.My core values—human-centeredness, innovation, and impact—are at the heart of everything I do.Highlights:• Strategic leadership with a people-centric approach, supported by a Masters in Future Studies (Cum Laude) and Honours in Clinical Psychology.• Extensive consulting experience with tier 1 financial services companies, including Old Mutual, Sanlam, Standard Bank, and ABSA, leading operating model, digital transformation, and BPR programs.• Key contributor to successful start-ups such as 20twenty (fin-tech bank), Smacsoft (award-winning asset management software), ChannelCentre (co-founder and COO of a PaaS digital marketplace for the IT channel), and DigiBlu (award-winning Intelligent Automation firm).• Strong account management experience across financial services, retail, and higher education, consistently driving year-on-year revenue growth.• Broad technology expertise spanning ERP, middleware, core banking, PAS, and intelligent automation (BPMS, RPA, cognitive technologies, etc.).

Listed skills include Business Transformation, Business Process Improvement, Management Consulting, Business Strategy, and 15 others.