Michael Comparetto Email & Phone Number

• Responsible for reviewing, analyzing, approving, declining, and underwriting, residential and consumer requests within company and industry guidelines (FNMA, SONYMA) and practices in a timely manner.• Analyze borrower's credit profile, collateral, and capacity to repay the proposed mortgage obligation.• Responsible for the comprehensive review of marketability and financial stability of condominium and cooperative projects.• Examined personal and business tax returns to calculate qualifying income.

• Analyzed, reviewed, and approved cash flow, existing lines of credit and conducted full range of credit analysis for borrowers to ensure they can support their line of debt.• Performed full range of credit analysis of individuals and business entities to include financial statements and tax returns analysis and credit risk assessment.• Examined borrower relationships for potential credit weaknesses to assure that credit/loan losses were minimized and to validate the accuracy of the risk ratings.• Completed annual credit reviews for existing LOC, Commercial Mortgages, and SBA loans

• Assisted Credit Relationship Managers with the loan closing process.• Collaborated with the Accounting Department to ensure accurate month end reporting.• Processed monetary transactions for the general ledger for new loans