With over 35 years of experience in the financial industry, I am a seasoned and trusted consultant who helps financial institutions navigate complex and dynamic balance sheet and risk management challenges. My core competencies include financial risk management, asset/liability management, liquidity, customer behavioral modeling, model risk management, and model validation. I am passionate about delivering innovative and customized solutions that align with each client's strategic goals and regulatory expectations. I also enjoy sharing my knowledge and insights through publications and presentations on various topics related to interest rate risk, liquidity, credit, capital planning and stress-testing, enterprise risk management, model risk management, and more.As the Managing Director at Darling Consulting Group (DCG), I provide both technical and strategic consulting to a diverse group of financial institutions in the U.S. and abroad. I work closely with senior management and boards of directors to assess their risk profiles, identify areas of improvement, and implement best practices and policies. I also work with an exceptional team of experts who deliver high-quality analysis and reporting using advanced tools and models.