Swircle is an investor-backed sharing ecosystem (software, hardware and logistics) in the GreenTech, eCommerce and EdTech industries. The Swircle Model enables the low-effort and high-quality exchange of everyday items. We've begun with children's books – thousands of books travel automatically and regularly through homes, with the goal of inspiring generations of readers and thinkers. Less screen time, less internet, more books. #ReadThinkGrowIn the future, our peer-to-peer ‘swap circle’ approach means that sharing everyday items (clothing, toys, decor etc…) will be convenient and cheap enough to become mainstream. We are re-inventing consumerism by encouraging ‘temporary ownership’.

I help startups and scaleups to define their value proposition, enter new markets and raise capital for expansion.

RISQ offers a radically new approach in financial software by addressing significant business challenges banks have today with a highly innovative and fresh approach. It offers the industry’s first smart suite of financial software that uses AI (artificial intelligence) as a core innovation which allows RISQ to fundamentally change the game. This gives its clients a tangible and significant competitive advantage that cannot be achieved with existing solutions available in the market today. The core value of RISQ is ‘simplicity’ and to make financial software as easy, useful, and engaging as tools people use daily such as smartphones, google search or alike. RISQ has currently offices in Austria, Turkey and the United Arab Emirates.

Michael has lead the Global Market Specialists team in Misys which is composed by senior industry experts, ex-bankers and business consultants coming from the market. The knowledge base of the team which is spread across Europe, Middle East and Asia ranges from Capital Markets, Risk Management, ALM as well as banking.

Market Risk, Credit Risk, Banking Book integration, ALM, Basel II