Finance Manager
Feb 2022 - Jun 2023
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Michael Joseph Email & Phone Number
Senior Banking Professional with 25+ years experience in the Middle East
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Role
Senior Banking Professional with 25+ years experience in the Middle East
Location
Dubai, United Arab Emirates
Who is Michael Joseph? Overview
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Michael Joseph is listed as Senior Banking Professional with 25+ years experience in the Middle East based in Dubai, United Arab Emirates. AeroLeads shows a matched LinkedIn profile for Michael Joseph.
Michael Joseph previously worked as Finance Manager at Tomini and Director, Financial Crime & Compliance Operations at Standard Chartered Bank. Michael Joseph holds Bachelor Of Commerce - Bcom, Business/Commerce, General from Mumbai University Mumbai.
Profile bio
About Michael Joseph
29 years in the Banking industry - Successfully managed a team of professionals for a global bank within Conduct, Financial Crime, Compliance, Anti Money Laundering, Combating the Financing of Terrorism, Law Enforcement, CDD Operations, Branch & Priority Banking, Credit, and Investment Banking. Spearheaded and implemented multiple complex projects, large-scale CDD, and PEP remediation projects, and process redesign initiatives to reduce the risk to the bank, improve the control environment, achieve regulatory compliance, and improve BAU workflow.
12 roles
Michael Joseph work experience
A career timeline built from the work history available for this profile.
Director, Financial Crime & Compliance Operations
- Executed the rollout of the Bank’s Annual Speak Up Report for the Group Conduct team. - Managed a regulatory clean-up project on the Obligation Register for Saudi Arabia.- Accountable Executive for a regulatory project by Central Bank called go AML - it is a sophisticated data repository system, designed by United Nations Office on Drugs and Crime (UNODC).- Successfully led and managed to centralise Production Orders (POs) for a group-initiated pilot project called Domestic Orders… Show more - Executed the rollout of the Bank’s Annual Speak Up Report for the Group Conduct team. - Managed a regulatory clean-up project on the Obligation Register for Saudi Arabia.- Accountable Executive for a regulatory project by Central Bank called go AML - it is a sophisticated data repository system, designed by United Nations Office on Drugs and Crime (UNODC).- Successfully led and managed to centralise Production Orders (POs) for a group-initiated pilot project called Domestic Orders and Cross Border Orders (DOCBO) which was later rolled out to other Group countries.- Successfully implemented and managed the Integrated Enquiry Management System (IEMS) for Production Orders (POs) when it was introduced by Central Bank. - Successfully conducted a 10-year cleanup/lookback on all Central Bank Freeze Orders to ensure compliance. - Recommendations provided for better controls were implemented by other Group Countries based on suggestions from the external auditor, E&Y.- Support CMLCO (Country Money Laundering Compliance Officer) in maintaining an effective and sustainable FCC function in the UAE.- Optimize FCC Governance, Processes & Controls with business segments.- Successfully managed relationships with Regulators, LE authorities, and relevant stakeholders.- Led the 15-member post-SAR (Suspicious Activity Reports) and List Management teams with regular clean-ups. - Support UAE Central Bank initiatives to develop public/private intelligence-sharing partnerships.- Ensure all internal and external audit results are compliant. Show less
Jul 2016 - Jan 2022
Head, Cdd (Customer Due Diligence) Operations
- Manage AML CDD risk in accordance with Group and local regulatory requirements.- Responsible for managing risks executed by CDD Operations teams, hub, and other stakeholders.- Manage the Bank’s Risk Management Framework.- Monitor all AML/CDD/Sanctions-related activities by conducting customer due diligence reviews.- Maintain and govern all AML/CDD/Sanctions-related activities at a Country, Region, and Group level.- Successfully implemented, trained, and rolled out business… Show more - Manage AML CDD risk in accordance with Group and local regulatory requirements.- Responsible for managing risks executed by CDD Operations teams, hub, and other stakeholders.- Manage the Bank’s Risk Management Framework.- Monitor all AML/CDD/Sanctions-related activities by conducting customer due diligence reviews.- Maintain and govern all AML/CDD/Sanctions-related activities at a Country, Region, and Group level.- Successfully implemented, trained, and rolled out business processes, operational expertise, and guidance to 5 in-country teams across 2 markets. Show less
Jul 2013 - Jul 2016
Bmlpo (Business Money Laundering Prevention Officer)
- Implement procedures & controls to mitigate risk.- Provide leadership for Business level AML matters.- Design and implement training programmes for all relevant stakeholders.- Sanctions expert for complying with all Group Sanctions-related policies.- Successfully handled and managed queries from key US Financial Regulators like Navigant and the Department of Justice (DOJ). - Identify and mitigate AML & associated regulatory risks, providing input to design new products &… Show more - Implement procedures & controls to mitigate risk.- Provide leadership for Business level AML matters.- Design and implement training programmes for all relevant stakeholders.- Sanctions expert for complying with all Group Sanctions-related policies.- Successfully handled and managed queries from key US Financial Regulators like Navigant and the Department of Justice (DOJ). - Identify and mitigate AML & associated regulatory risks, providing input to design new products & services. Show less
Feb 2012 - Jun 2013
Asst. Bmlpo (Business Money Laundering Prevention Officer)
Assisted the BMLPO in all the above related activites.
Jul 2009 - Jan 2012
Manager - Priority Banking Support Services
- Track RM performance based on targets to introduce Performance Improvement Plans.- Track and close investment-related complaints following thorough investigations.- Migrate the Customer Due Diligence (CDD) review and rectification project to Chennai, India.- Reporting & managing the cross-segment/cross-border referral program.- Handle all audit-related queries during internal, external, and Group audits.
Nov 2008 - Jun 2009
Unit Head - Priority Banking
- Led relationship management and sales as Unit Head for the branch.- Successfully directed the development and implementation of sales, service, and operations plans while also setting sales and service targets.- Responsible for Portfolio Management of 80 High Net worth clients with assets worth US$ 50 Million.- Successfully managed a team of 10 direct reports responsible for developing relationships with key clients resulting in incremental revenue.
Jan 2007 - Oct 2008
Senior Relationship Manager And Branch Manager
Apr 2003 - Dec 2006
Branch Services Manager/Customer Relationship Manager
May 1998 - Mar 2003
Credit Analyst & Mis Officer
Apr 1997 - Apr 1998
Senior Personal Financial Consultant
Jun 1995 - Mar 1997
Teller/Chief Teller
Aug 1992 - May 1995
1 education record
Michael Joseph education
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What is Michael Joseph's role at their current company?
Michael Joseph is listed as Senior Banking Professional with 25+ years experience in the Middle East.
Where is Michael Joseph based?
Michael Joseph is based in Dubai, United Arab Emirates.
What companies has Michael Joseph worked for?
Michael Joseph has worked for Tomini and Standard Chartered Bank.
How can I contact Michael Joseph?
You can use AeroLeads to view verified contact signals for Michael Joseph, including work email, phone, and LinkedIn data when available.
What schools did Michael Joseph attend?
Michael Joseph holds Bachelor Of Commerce - Bcom, Business/Commerce, General from Mumbai University Mumbai.
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