Michael Lecours, Cfp® Email & Phone Number

Flowcharts and checklists to help diligent advisors ensure their client is on the right planning path.

Investment Management Particular emphasis on portfolio construction, asset allocation, asset management, use of Exchange Traded Funds (ETFs), trading and tax loss harvesting. Financial PlanningFocus on retirement income distribution strategies (including bucketing strategies), tax management and college savings strategies. Portfolio Manager for The Active Asset Allocation Strategy This investment strategy is designed for moderately conservative investors who are looking for growth and income, but are fearful that another recession or economic downturn is imminent. By using a simple trend following strategy, investors can participate in rising markets, but shift to cash or other defensive positions when markets fall below their long-term average. This strategy can be accessed directly through Ohanesian / Lecours or through Envestnet. Succession PlanningFor over five years, Michael has worked to implement a succession plan for his father, Ronald Lecours, CFP ®, and his practice. This multi phased approach has resulted in increased client satisfaction and retention. The succession plan is based on the principles outlined by David Grau and FP Transitions.Wealth Strategies Team – Supported by Ohanesian / Lecours 433 South Main Street, Suite 104, West Hartford, Connecticut 06110-9944 | Telephone: 800-525-9295Securities offered through Registered Representatives of Cambridge Investment Research, Inc., a broker-dealer, member FINRA/SIPC. Advisory services through Cambridge Investment Research Advisors, Inc., a Registered Investment Advisor. Cambridge and Ohanesian / Lecours are not affiliated.

- Responsible for developing and executing marketing strategy for Ohanesian / Lecours.- Led a rebranding effort, involving the development of a new website, blog and newsletter.- Developed tailored marketing strategies for use by advisors at the firm.

Glastonbury, Ct, Us

- Durham Group merged with Cashman + Katz in 2010.- Transitioned clients through the merger of Durham Group and Cashman + Katz. Within one year, 100% of the clients were retained. This was accomplished by developing a systematic, yet tailored, process for each client where the client would be introduced to new staff and new capabilities as the client’s comfort level improved.- Involved in the day-to-day integration of the two firms into one entity, including the consolidation of administrative procedures, workflow processes, accounting and billing. - Worked primarily with financial clients including MassMutual, PNC Bank, Bridgewater Associates, several regional banking institutions and Registered Investment Advisors.

St. Charles, Il, Us

- Durham Group merged with Cashman + Katz in 2010 - Managed accounts and assisted in setting the strategic direction of projects through the creation of Creative Briefs.- Applied behavioral finance concepts in developing marketing materials for investors. This occurred most frequently during and after The Great Recession when fear and desperation were so widespread among investors. The purpose of these materials was to calm investors and help them make smart financial decisions that they would not later regret. - Developed a disciplined approach to manage the workflow of the agency while dealing with significantly less resources, a result of The Great Recession.

- Spearheaded the company’s advertising, promotions and publicity efforts, resulting in impressive sales in the first year and the honor of being named one of the “Best New Restaurants in Connecticut.”- Michael was also instrumental in the conception and launch of the restaurant’s own branded line of beer-infused salad dressing which was distributed in a regional grocery store chain.