I am the Managing Director of Oyster Financial Planning. Based down in Hampshire, with an office on Hythe Marina overlooking the Solent.My business provides our clients with confidence, reassurance and peace of mind about their financial future, in the immediate, short and long term.I have spent 28 years in the financial services industry. Over 21 of these as a financial adviser.Over the last 10 years I have been sharing my Lifestyle Financial Planning beliefs with my clients. This holistic, cashflow forecasting practice is how I truly believe financial advice should be delivered.I have often said to people who have asked, that the way I give financial planning advice, like many other excellent advisers who practice the same methods, is absolutely the right way for our job to be done.If more advisers/planners did this, clients would have a completely different perspective of our industry and the fantastic work we can do for our clients.Giving confidence to clients who wish to make changes in their lives, or give clear guidance to those at a crossroads in their life, due to redundancy, inheritance, loss of a loved one, setting up a new business or whatever the life event is.Also giving clients context in all decisions they make in their life that could have a financial impact on their future.In a recent feedback study of my client, I asked them what were the key benefits they felt after working together with me. The responses were exactly what I wanted to hear, they felt confident, reassured and had peace of mind about their financial future.Moving away from a reliance on fund performance, statistics, jargon and endless paper to concentrate on them, their lives, their ambitions and how these could be realised.I really enjoy my chosen profession and particularly the way I have chosen to deliver my advice for the clear benefit of my clients.
Oyster Financial Planning Ltd
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Managing Director & Lifestyle Financial PlannerOyster Financial Planning Ltd Apr 2014 - PresentHythe Marina, SouthamptonYour Financial Future – The TruthWouldn’t it be great to see into the future? If you carried on doing what you’ve always done, where will this leave you financially?Will you have more than enough money to live the life you want?Will you run out of money in the future?Or will you be just about ok?In some cases it’s easier to understand your own position, but in most people’s cases they just don’t know.Based on how they spend their money now, in the early stages of retirement or indeed in later life. What sources of income you will receive during these three stages is also really important.Making the correct decisions for you and your family is really important and even the smallest decision made in haste without the correct planning can be very costly and can mean the difference between thousands of pounds being available to you or not. This could be the difference between having those extra family holidays and all those beautiful memories or indeed missing out.Knowing future influences such as property decisions, do I downsize, when the family fly the nest, when to draw on pension funds, when to retire, when to sell a business?All really important in your life and really important to get absolutely right for you and the challenge is that because everyone is unique, every families wants and needs and spending habits are different this can be very difficult.Working through our Aspire Financial Planning process we can give you three things when making these decisions, Confidence, Peace of Mind and Reassurance.To find out more come along for a chat on Hythe Marina, call on 023 80848410 or email michael@oysterfinancialplanning.co.uk.
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Director & Lifestyle Financial PlannerEncompass Fm Ltd May 2004 - Mar 2014Chandlers Ford & SunningdaleHaving left Standard Life in 2004 following redundancy myself and 4 fellow Standard Life colleagues formed Encompass. I stayed there for 10 years and during that time gained valuable experience not only as an IFA but also as a business owner. Experience which has proved invaluable in growing and developing Oyster Financial Planning.
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Senior Financial Planning ConsultantStandard Life Jan 1997 - May 2004SouthamptonHaving been made redundant from Commercial Union (Now Aviva) in December 1996 I secured my first financial advice experience as a Financial Planning Consultant moving onto a Senior Financial Planning Consultant with Standard Life. I can credit the training and support recieved from Standard Life in helping shape the quality financial planner I have become. The training coupled with my own ethics and principles and belief that our profession can really help people are two main reasons I have been able to build the practice and client relationships I have. -
Technical SupportCommercial Union Oct 1990 - Dec 1996Southampton, United KingdomThis was my first full-time job after leaving Commercial Union. Fresh out of college I began work at the very bottom of the ladder. My 7 years at CU were effectivley my apprenticeship in the financial services industry. I quickly realised that I had a talent for speaking to people, often in distress at the loss of a loved one, about their financial position and how we could help them. I continued to learn and develop and by the time I was made redundant in December 1996 I had secured my full Financial Planning Certificate ready to make my move into financial advice with Standard Life.
Michael Osman Skills
Michael Osman Education Details
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Hardley School
Frequently Asked Questions about Michael Osman
What company does Michael Osman work for?
Michael Osman works for Oyster Financial Planning Ltd
What is Michael Osman's role at the current company?
Michael Osman's current role is Making clients life’s ambitions possible!.
What schools did Michael Osman attend?
Michael Osman attended Hardley School.
What skills is Michael Osman known for?
Michael Osman has skills like Financial Services, Financial Advisory, Wealth Management, Financial Planning, Management, Retirement, Investments, Pensions, Strategic Financial Planning, Retirement Planning, Business Planning, Business Strategy.
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Michael Osman
An Organised Hardworking Individual With Excellent Communication And A Friendly Approach. A Previous Logistics Line Manager With An Excellent Educational Record, Passion For Success And Excellent Knowledge Of H&S.Chilworth -
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