Michael Valencia Email & Phone Number

Underwriter in the Surety line of business at Zurich. Responsible for analyzing proprietary business financials and operations to determine whether or not the credit risk is within Zurich's risk appetite.

Owings Mills, Maryland, United States

Allentown, Pennsylvania, United States

• Gained experience in seeing the entire client on-boarding process as well as product recommendations.
• Assisted the growth of the team by finding prospective clients as well as team members.
• Coordinated with back office as well as other financial institutions to assist with client on-boarding.
• Developed financial plans for current and prospective clients.
• Analyzed various portfolio holdings.

Washington DC-Baltimore Area

• Assisted with monthly reconciliation of electronic invoice processing
• Prepared accounts receivable analysis reconciling subsidiary ledger to GO
• Assisted in preparation of Financial Statements with PivotTables
• Performed various financial analysis worksheets using vlookups, if statements, & and statements

Gaithersburg, Maryland, United States

- Assisted with all tasks in the warehouse including:- Taking apart/ breaking down old AC units- Delivering parts countywide to AC installers- Putting parts/ equipment in designated spots for future jobs- Inventory

Gaithersburg, Maryland, United States

As the owner/operator of this small sole proprietorship that specialized in grass cutting, mulch, leaf cleanups and much more, I had various tasks including:-Advertising/Marketing-All invoices, estimates, expenses, and all other accounting-Purchased new equipment/expanded the business-Managed Customer Relations-Operated the business (lawn mowing, mulching.