Employee Benefits Sales Underwriter
CurrentManaged Underwriting on more than 150 large subscriber clients in the Central region with over $15MM in bottom-line revenue to the practice.Sold aspects of USI's offerings while educating clients on benefits and opportunities thereof. Leveraged USI’s proprietary 3D (Cotiviti based) system to directly research financial and clinical questions and concerns. Provided case studies and written guidance to clients leveraging this massive warehouse of data with over 50MM lives included. Initiated research on clients based on their performance month to month. This ensured clients were never “catching up” on issues but were ahead of the curve on leading indicators.Assessed risk to determine the appropriate price, coverage, and terms and conditions. Brought policy to completion with recommending and binding coverage, invoicing, and policy issuance. Identify the need, order, and evaluate additional risk assessment information.Underwrite within defined broad limits and authority. Served as a subject matter expert to review insurance coverages and policies.Underwrite and analyze new and renewal accounts for the most complex assignments.Communicated with agents and clients to obtain supplemental underwriting information.Developed and maintained working relationships with agencies, carriers, and other key individuals within our industry. Communicated effectively through broker negotiations to ensure new business flow and profitable production. Established underwriting policy and procedures. Provided performance reports to management.Trained and Coached other underwriting team members as needed.Analyzed and rate endorsement requests.